Represented-Litigation Casualty Adjuster

AMERICAN FREEDOM INSURANCE•Mount Prospect, IL

About The Position

American Freedom Insurance Company (AFIC) is a leader in the nonstandard automobile insurance industry. We are an expanding midsized, highly profitable company doing business in Illinois, Indiana, Pennsylvania, Tennessee, Texas, and with a license in Ohio. We are looking for a committed senior candidate to contribute their skills in a fast paced and growing organization. AFIC is a financially strong "A+" (Superior) AM Best and "A+" Better Business Bureau rated non-standard automobile insurer.

Requirements

Minimum 5 years auto insurance casualty claim experience (10+ preferred)
Bachelor’s degree preferred
Advanced knowledge and proven success in the resolution of complex, severe-injury claims
Non-standard auto insurance experience preferred but not required
Proficient and effective negotiation skills on complex claims
Attention to detail producing high quality work product
Able to critically think and offer practical solutions
Strong coverage and liability analysis skills
Knowledge of state regulations relative to claim practices
Ability to solve problems and find solutions expeditiously
Understand concepts of court processes
Excellent oral and written communication skills
Proficiency with technology, primarily Microsoft Office – Word and Excel

Nice To Haves

Non-standard auto insurance experience preferred but not required

Responsibilities

Own and proactively evaluate, negotiate and resolve auto injury claims including time limit policy demand losses, in various stages of the claim, from represented matters through litigation. (extensive litigation handling experience a plus)
Able to easily comprehend and apply policy language provisions, conditions and exclusions, incorporating knowledge of applicable state laws, judicial decisions and regulations
Responsible for an inventory of primarily attorney represented claims
Able to identify high-risk matters, keep appropriate suspense, and take action to reduce unnecessary legal or monetary exposure
Draft coverage position letters, denials or correspondence as needed
Minimize claim costs and expenses to the extent possible
Able to work across teams in the claim department to collaborate and mentor personnel on coverage and liability concepts, driving accurate and timely decisions and settlement amounts
Identify process improvements to optimize business outcomes and increase efficiency
Assist in responding to attorney, regulatory, produce, vendor, and consumer inquiries

Benefits

AFIC offers a competitive salary and a comprehensive benefits package to support you
Competitive Salary: Rewarding your expertise and experience
Financial Security: 401K with up to a 6% company match
Health & Wellness: Choice of Blue Cross Blue Shield PPO, HMO, or HSA plans, Dental and vision coverage, Access to telemedicine services
Growth/Stability: Over 12 consecutive years of profitable growth, confirmed by A+ Superior rating by A.M. Best
Work-Life Balance: Monday-Friday, 8 am-5 pm CST
Holidays: At Least 6 Paid Holidays
Paid Time Off (PTO): PTO that can be used for vacation, personal, or sick time
Personal Days: Separate personal days for sickness, family needs, appointments or personal matters
Employee Recognition: We celebrate work milestones to show appreciation for your contributions
Professional Growth: Paid training, state licensing reimbursement, and opportunities for advancement
Positive Culture: Enjoy our inclusive holiday events, employee referral bonuses, virtual team meetings, and more