Senior Analyst-Risk Management
About The Position
At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. As part of Team Amex, you’ll experience this powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career. Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express. How we serve our customers is constantly evolving and is a challenge we gladly accept. Whether you’re finding new ways to prevent identity fraud or enabling customers to start a new business, you can work with one of the most valuable data sets in the world to identify insights and actions that can have a meaningful impact on our customers and our business. And, with opportunities to learn from leaders who have defined the course of our industry, you can grow your career and define your own path. Find your place in risk and analytics on #TeamAmex. About The Role As part of the Lending & Payments banking team, you will join a team of skilled risk managers who are responsible for the thought leadership, creation, delivery, and management of Fraud risk and controls that support product enhancements. In this role, you will focus primarily on managing initiatives that cuts across Lending & Payments products but not limited to Business Line of Credit, AP Auto & Global Pay portfolio. This role focuses on resolution of complex problems, conducts analyses, recommends changes to policies, and establishes procedures that affect immediate organization
Requirements
- Understanding of Consumer & commercial credit & fraud analysis. Background/ experience in analytics preferred
- Fluency with data manipulation tools like Python or SQL plus experience in data-driven decision making strongly preferred
- Logical, consultative, and adaptive to changing conditions
- Able to work in a very dynamic environment
- Strategic thinking, ability to work independently and prioritize in real-time
- Positive energy and excellent communication skills
Nice To Haves
- MBA/MS or advanced degree preferred
Responsibilities
- Risk Management Strategy: Design and execute risk management strategies for American Express Lending & Payments Products, monitor growth and trends in the portfolio and evaluate new data sources to enhance Credit & Fraud risk strategies
- Execution of risk-related policies, procedures and strategic initiatives: Critically evaluate our risk-related policies and procedures and drive execution of the next generation of improvements and strategic initiatives
- Driving profitable growth: Work with Capabilities, Product, Compliance and Servicing partners to ensure timely execution of risk controls.
Benefits
- Competitive base salaries
- Bonus incentives
- 6%25 Company Match on retirement savings plan
- Free financial coaching and financial well-being support
- Comprehensive medical, dental, vision, life insurance, and disability benefits
- Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need
- 20+ weeks paid parental leave for all parents, regardless of gender, offered for pregnancy, adoption or surrogacy
- Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)
- Free and confidential counseling support through our Healthy Minds program
- Career development and training opportunities
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What This Job Offers
Job Type
Full-time
Career Level
Mid Level
