Senior Auditor (US) - Financial Crimes - Sanctions - BSA/AML

TD • Mount Laurel, NJ

1d

About The Position

We are looking for an experienced Senior Auditor to join our Sanctions Center of Excellence (COE) within the broader Financial Crimes Audit Group. In this role, you will be a key contributor to the independent assurance of the Bank’s Sanctions compliance framework, covering critical areas such as Screening, Transaction Monitoring, and regulatory reporting. While your primary home will be the Sanctions COE—reporting to the AVP of Sanctions & TDS—you will operate within a flexible, collaborative resource model, meaning that while your core focus is Sanctions, you will also have the opportunity to pivot and support other pillars of financial crime (e.g., Fraud, ABAC, and Insider Risk) as business needs arise. The Senior Auditor executes audits for an assigned business and may be dedicated to an audit specialization (ex. credit, retail, operational, platforms and tech, etc.), function or project and/or provides audit expertise and executes audit processes as part of a team or as an individual contributor. Depth & Scope: Experienced audit professional role providing guidance / assistance to function supported Requires sound audit or business conceptual knowledge Independently performs tasks from end to end as assigned Ability to process and handle confidential information with discretion

Requirements

• Undergraduate degree required
• 3+ years of relevant experience
• Proficiency in identifying risks and controls within complex banking operations
• Solid understanding of Financial Crimes regulations (e.g., OFAC, OSFI, EU Sanctions) and how they apply to banking processes like screening, KYC, and transaction monitoring
• Extensive experience executing end-to-end audit testing cycles, including design effectiveness and operating effectiveness of controls.
• Must be capable of documenting high-quality working papers.
• Ability to analyze large datasets to support audit testing; familiarity with sampling methodologies and testing automated controls
• Ability to manage own workload and timelines for assigned audit testing with minimal supervision
• Applies professional skepticism when reviewing evidence and is comfortable challenging the business on control gaps
• Clearly articulates testing results and potential exceptions to Audit Managers and stakeholders
• Navigating a rapidly changing sanctions landscape where regulations can shift overnight

Nice To Haves

• CAMS (Certified Anti-Money Laundering Specialist) or CGSS (Certified Global Sanctions Specialist)
• CIA (Certified Internal Auditor) or CPA

Responsibilities

• Conducts audit work based on established audit plans and executes the audit in accordance with established standards ensuring completion
• Executes testing of controls such as but not limited to walkthroughs (documentation), test scripts (development and execution), and issue identification
• Helps coordinate communication with the stakeholders throughout the audit process
• Supports the team in reviewing internal controls and sharing findings and suggestions with both the stakeholders and audit leadership
• Executes follow-up of findings raised from regulatory and internal divisional audits in accordance with firm policy
• Provides input to audit projects/initiatives as a representative for area of specialization
• Adheres to internal policies / procedures, enterprise frameworks and methodologies and applicable regulatory guidelines, contributes to the review of internal processes and activities and assist in identifying control weaknesses/failures, potential opportunities to improve operational efficiencies for own business area
• May develop and provide complex reporting, analysis, and assessments at the functional or enterprise level
• Prioritizes and manages own workload to deliver quality results and meet assigned timelines
• Keeps current on emerging trends / developments and grows knowledge of the business, analytical tools and techniques and applies them where appropriate
• Assists in preparing and sharing audit findings and presentation materials with management and broader audiences, helping ensure clear and effective communication throughout the audit process
• Assesses / identifies key issues and escalates to appropriate levels and relevant stakeholders where required
• Contributes to the analysis, due diligence and implementation of initiatives within defined area of responsibility
• Continuously enhances knowledge / expertise in own area
• Supports a positive work environment that promotes service to the business, quality, innovation and teamwork and ensure timely communication of issues / points of interest
• Identifies and recommends opportunities to enhance productivity, effectiveness and operational efficiency
• Establishes effective relationships across multiple businesses
• Participates in knowledge transfer within the team and business units
• Works to achieve individual goals and support other team members in the achievement of team goals and divisional objectives

Benefits

• Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals.
• Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level