Senior Credit Analyst

Pacific Life • Newport Beach, CA

1d

About The Position

Providing for loved ones, planning rewarding retirements, saving enough for whatever lies ahead – our policyholders count on us to be there when it matters most. It’s a big ask, but it’s one that we have the power to deliver when we work together. We collaborate and innovate – pushing one another to transform not just Pacific Life, but the entire industry for the better. Why? Because it’s the right thing to do. Pacific Life is more than a job, it’s a career with purpose. It’s a career where you have the support, balance, and resources to make a positive impact on the future – including your own. We’re actively seeking a talented Senior Credit Analyst to join our Private ABS Team in Newport Beach, CA. As a Senior Analyst, you’ll play a key role in Pacific Life’s growth and long-term success by helping to maintain and further develop the Private ABS effort. Your role will be to help evaluate, underwrite and manage investment opportunities suitable for private securitizations to be held within Pacific Life’s general account. You will fill a newly created role on a Private ABS team expected to grow to 3-4 people and that sits within a broader team of 12+ people in the Private Assets division. Your colleagues will include investment professionals across structured, corporate, infrastructure and fund finance with varying levels of tenure and expertise. Pacific Life is committed to this asset class and is looking to expand its presence and grow the Private ABS portfolio considerably.

Requirements

• 2-5 years of structured credit investment experience and a 4-year degree with a relevant major (finance, accounting, economics, engineering, math, etc.)
• Basic knowledge of deal structures with willingness and comfort to review term sheets, indentures and other supporting deal documentation
• Experience in one or more structured product areas, such as ABS, RMBS, CMBS or CLOs, etc.
• Possession of strong communication, presentation and writing skills
• Familiarity with financial tools and databases, such as Bloomberg, Intex, Trepp, etc..
• Broad understanding of financial markets and products
• High energy, positive attitude, collaborative and team-oriented
• Driven, self-motivated and intellectually inquisitive

Nice To Haves

• CFA, MBA and/or other advanced degrees a plus
• Knowledge of programming languages, e.g. Python, VBA or R
• Experience building analytical tools and modeling structured transactions
• Risk appetite in alignment with the Team’s philosophy
• An ability and willingness to network and build strong business relationships
• Big-picture thinker, team player and excels working independently and managing through ambiguity

Responsibilities

• Work as part of the Private ABS Team in evaluating, underwriting and managing new credit opportunities across Esoteric, Commercial and Consumer Structured Products
• Analyze financial models and conduct sensitivity analyses based on potential market and credit outcomes
• Leverage existing and developing team resources to consider new and evolving asset classes
• Assist transaction-level document review alongside internal and external counsel
• Actively monitor existing portfolio investments and assets
• Support relationships with external parties including investment banks, other investors and rating agencies
• Mentoring junior analysts in the same skills to develop future leaders in PLI Private Assets
• Collaborating with other team members across PLI to enhance portfolio performance and achieve financial objectives

Benefits

• Prioritization of your health and well-being including Medical, Dental, Vision, and Wellbeing Reimbursement Account that can be used on yourself or your eligible dependents
• Generous paid time off options including: Paid Time Off, Holiday Schedules, and Financial Planning Time Off
• Paid Parental Leave as well as an Adoption Assistance Program
• Competitive 401k savings plan with company match and an additional contribution regardless of participation

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level