Senior Credit Underwriter

DLL Group • Des Moines, IA

10h • $89,510 - $134,264 • Hybrid

About The Position

As a Senior Credit Underwriter, Inventory Finance you will be expected to
execute the risk management and credit underwriting processes within the
business unit, based on assigned authority levels and targets. Manages credit
and risk process for semi-standard to more complex small to large sized
inventory lines for dealerships in the various industries.

Find out more here [https://youtu.be/gBE3ATequxM] about how you can unleash your
full potential at DLL !

Requirements

• Bachelor’s degree with financial/accounting emphasis preferred.
• At least 5 years’ experience in the field of credit analysis, underwriting and risk management.
• Knowledge of vendor programs, financial analysis, portfolio analysis, internal and external regulations, credit/risk management policies and scorecard techniques.
• Strong analytical and financial writing skills.

Nice To Haves

• Knowledge of inventory financing and security filing, UCC/PPSA, a plus.

Responsibilities

• Assess dealership information as a basis for credit and risk analysis and decisions.
• Analyze financial, asset, market, legal and contractual risk including preparation of MRA analysis and using Central Rating Engine to calculate Risk Rating.
• Prepare credit application reports as a sound basis for own decision-making or decision-making by senior risk officers and risk committee (depending on authority level).
• Decide on credit applications within given authority level in order to support the business unit in achieving its Expected Loss targets.
• Advise, prepare and participate in local risk committee when appropriate on decision-making regarding applications and agreements.
• Monitor the credit/risk profile of assigned portfolio in order to stay in control and access the opportunity for corrective actions.
• Provide information, support, training and align all parties on credit and risk management policies, processes and issues in order to cultivate a sound (credit) risk organization and (credit) risk awareness culture.
• Ensure compliance with global and local credit and risk management policies
• Must have the ability to communicate, both orally and written, with other members of the team and with clients.

Benefits

• Two working days per year volunteering for a local charity.
• Health and Wellness program including healthy food, free health checks, fun health & vitality activities.
• Flexible hours with possibility to work from home
• Career development opportunities: online learning, member development programs.

What This Job Offers

• Job Type: Full-time
• Career Level: Senior