Senior Full-Stack Engineer, Multiplayer & Chime Anywhere

Chime Financial, Inc•San Francisco, CA

1d•$164,000 - $227,000•Hybrid

About The Position

We’re looking for a Senior Full-Stack Engineer to help build some of Chime’s newest and most impactful member experiences within our Spending, Savings & Investing organization. This role will contribute to Multiplayer projects such as Joint & Teen accounts - enabling shared financial experiences for families, as well as new initiatives exploring next-generation banking infrastructure that can improve speed, flexibility, and access to financial products. These efforts introduce new financial product constructs and require evolving core account systems while delivering seamless member experiences. You’ll work closely with engineers, product managers, and designers to ship scalable, reliable features that support millions of Chime members. The base salary offered for this role and level of experience will begin at $164,000 and up to $227,000. Full-time employees are also eligible for a bonus, competitive equity package, and benefits. The actual base salary offered may be higher, depending on your location, skills, qualifications, and experience.

Requirements

5+ years of experience building production-grade software, with a track record of shipping reliable, user-facing features
Experience owning projects or major features end-to-end, including design, implementation, and delivery
Strong backend development experience, including building APIs and services, with working knowledge of modern frontend frameworks (e.g., React, React Native)
Comfort operating in ambiguous, fast-moving environments, where you help define solutions rather than just implement them
Strong collaboration skills, with experience working closely with product managers, designers, and other engineers
A mindset focused on impact, quality, and continuous improvement

Responsibilities

Own and drive end-to-end development of complex product features, from shaping technical approach through implementation and launch
Lead multi-engineer efforts within a team, helping break down problems, define scope, and drive execution
Work through ambiguity to define solutions, structuring problems and aligning technical decisions with product and business goals
Collaborate closely with cross-functional partners (product, design, risk, legal, compliance, and engineering teams) to deliver high-impact features
Design and build scalable systems across backend services and frontend applications supporting millions of members
Contribute to technical design decisions, balancing tradeoffs across performance, reliability, and long-term maintainability
Raise the bar for engineering quality through thoughtful code reviews, testing practices, and improving team standards
Mentor and support other engineers, helping improve team velocity, code quality and overall execution

Benefits

Our in-office work policy is designed to keep you connected - with four days a week in the office and Fridays from home for those near one of our offices, plus team and company-wide events depending on location. Whether you’re coming in regularly or are part of our fully remote program, you’ll stay engaged with your work and teammates.
In-office perks including backup child, elder, and/or pet care, plus a subsidized commuter benefit to support your regular commute
Competitive salary based on experience
401k match plus great medical, dental, vision, life, and disability benefits
Generous vacation policy and company-wide Chime Days, bonus company-wide paid days off
1% of your time off to support local community organizations of your choice
Annual wellness stipend to use towards eligible wellness related expenses
Up to 24 weeks of paid parental leave for birthing parents and 12 weeks of paid parental leave for non-birthing parents
Access to Maven, a family planning tool, with $15k lifetime reimbursement for egg freezing, fertility treatments, adoption, and more.
In-person and virtual events to connect with your fellow Chimers—think cooking classes, guided meditations, music festivals, mixology classes, paint nights, etc., and delicious snack boxes, too!
A challenging and fulfilling opportunity to join one of the most experienced teams in FinTech and help millions unlock financial progress