Senior HMDA Analyst

CrossCountry Mortgage • Cleveland, OH

19h

About The Position

The Senior HMDA Analyst serves as a subject matter expert in HMDA data management and compliance, providing advanced support in analysis, testing, and regulatory reporting. This position contributes to process development, leads compliance reviews, and acts as a mentor and resource to junior team members.

Requirements

• High School Diploma, or equivalent; Bachelor’s degree in Business, Finance, or related field, preferred.
• 4+ years of experience in mortgage compliance, with at least 2 years focused on HMDA.
• Thorough understanding of the Home Mortgage Disclosure Act.
• Excellent analytical and investigative skills, with experience in regulatory testing and audit preparation.
• Skilled at interpreting complex regulations and translating them into practical procedures.
• Excellent leadership, communication, and project management skills.
• Proficient in HMDA software tools, regulatory databases, and Microsoft Office Suite.

Responsibilities

• Conduct root cause analysis and administer the corrective action lifecycle to remediate emerging risks and systemic issues impacting HMDA compliance.
• Participate in Compliance change management processes, including reviewing and providing feedback on Jira ticket submissions related to HMDA-impacting system or policy changes.
• Lead the execution of HMDA compliance testing programs and interpret Fair Lending regulatory impacts.
• Oversee the review and resolution of complex HMDA edits and action coding discrepancies.
• Monitor the integrity of HMDA data throughout the loan lifecycle; ensure accurate LAR assembly and submission.
• Collaborate cross-functionally with production, operations, and senior management to resolve systemic data quality issues.
• Prepare and present comprehensive reporting and trend analysis to Compliance leadership.
• Maintain and continuously improve HMDA-related Standard Monitoring Procedures and internal controls.
• Train and support junior compliance staff on HMDA processes and best practices.
• Engage in high-level regulatory research and ensure proactive compliance with updates or examination findings.
• Represent the Compliance function in audit and regulatory examination meetings related to HMDA, including leading discussions, preparing written narratives, and drafting rebuttals in response to examiner inquiries or findings.
• Drive enhancements in automation, reporting, and data governance practices.

Benefits

• CCM offers eligible employees a competitive compensation plan and a robust benefits package, including medical, dental, vision, as well as a 401K.
• We also offer company-provided short-term disability, an employee assistance program, and a wellness program.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Education Level: High school or GED