Senior Mortgage Loan Officer

THIRD COAST BANK • Houston, TX

3d • Hybrid

About The Position

This position is responsible for increasing mortgage loan portfolios by developing business contacts, attracting mortgage customers, and originating mortgage loans.

Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Requirements

• High School Diploma or equivalent GED required; Bachelor’s degree preferred.
• Origination experience in the mortgage or banking industry required – minimum of 4 years of mortgage origination
• Experience using persuasive, selling communication skills
• Demonstrated ability to connect quickly with people in an outgoing, friendly manner
• Work efficiently and accurately with proven success in a fast-paced environment
• Detail-oriented with demonstrated, careful decision-making skills
• Working independently with minimal supervision
• Possessing basic computer skills
• Maintenance of mortgage licenses by completing mandatory annual continuing education

Responsibilities

• Originate mortgage loans (purchase, refinance, construction) through self-source channels. At times, the bank may provide opportunities from various sources: internet, direct mail campaigns, referrals or other special marketing campaigns.
• Provide superior customer service skills by responding to company-provided leads in a timely manner.
• Engage with consumers, determine their needs and offer the appropriate products.
• Take mortgage loan applications by phone and prepare effective loan proposals.
• Obtain all necessary information to close the loan in a timely manner, including but not limited to: credit reports, income verification, appraisals, lien searches, etc.
• Stay informed of developing trends in the mortgage industry.
• Conduct business in compliance with all state and federal regulations.
• Market to clients through a variety of sales efforts including but not limited to; creating working relationships with Real Estate agents, attending industry meetings and home buyer seminars, follow up calls to RE agents, Builders, CPAs, and past clientele.
• Performs all other duties as assigned.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Education Level: High school or GED