Senior Principal Software Engineer

About the position

The Value-Added Services Product Development (VAS PD) team drives the diversification of our revenue with products that differentiate Visa network and deliver valuable solutions across other networks. Risk Authentication and Identity Solutions (RaIS) team in VAS focuses on innovative, AI-driven risk and fraud management solutions for issuers, merchants and fintechs. The Chief Software Engineer in the RaIS Product Development team will be responsible for leading the technology strategy, solution, and execution of initiatives that support our business objectives. This role focuses on 3DS Authentication products such as Visa Enhanced Authentication, Visa Secure, Cardinal VCAS and Identity platforms such as B2C-IAM, Visa Payment Passkeys etc.

Responsibilities

• Define and drive the overall technical strategy and architecture, ensuring alignment with business goals while accelerating innovation and time to market.
• Architect, design, and code highly scalable, reliable, and secure distributed systems and transaction processing platforms.
• Lead the adoption of Generative AI and Agentic AI to boost developer productivity by 10X, leveraging these technologies to build innovative business solutions and products.
• Establish and promote best practices for software development, including CI/CD automation and DevOps, to improve efficiency and quality across the SSDLC.
• Oversee cloud first application development and optimization on AWS, Azure, or GCP to ensure solutions are resilient, scalable, cost-effective, and secure.
• Actively contribute to critical projects by developing key modules, core frameworks, automation tools, and proof-of-concepts to validate emerging ideas and technologies.
• Provide technology leadership and motivate high-performing engineering teams, setting clear priorities to achieve product and technology KPIs.
• Collaborate cross-functionally with security, privacy, governance, and business partners to deliver compliant, scalable, and reliable solutions that meet all non-functional requirements.
• Communicate technical strategy and engineering solutions effectively to diverse stakeholders, including executives and business units.
• Mentor and coach senior engineers and engineering managers, fostering a culture of collaboration and continuous learning through brown bags, tech talks, and one-on-one sessions.
• Implement rigorous application development, testing, deployment, and monitoring practices to uphold architectural excellence and reliability standards.
• Adhere to Visa's Leadership Principles by promoting collaboration, acting as owner, and executing with excellence.

Requirements

• 12+ years of relevant work experience with a Bachelor's Degree or at least 9 years of work experience with an Advanced degree (e.g. Masters, MBA, JD, MD) or 6 years of work experience with a PhD, OR 15+ years of relevant work experience.
• Technical Expertise: 15+ years in software engineering with a strong background in architecting large-scale, distributed systems. Proficiency in languages like Java, Python, or GoLang, and frameworks such as Spring, Node.js, React. Experience with RESTful and gRPC APIs, microservices, and event-driven systems.
• Security Expertise: Strong understanding of API security, data encryption, and Hardware Security Modules (HSMs). Experience in building secure applications and implementing security-first practices.
• Database Skills: Proficiency in SQL and NoSQL databases (e.g., MSSQL, MongoDB). Experience with distributed caching technologies like Redis.
• Generative AI & Agentic AI: Proven experience leveraging Generative AI and Agentic AI to drive 10X productivity improvements and product innovation. Familiarity with integrating AI solutions into existing platforms.
• Cloud & DevOps: Hands-on experience with AWS, Azure, or GCP. Strong understanding of DevOps practices, CI/CD pipelines, containerization (Docker), and orchestration tools (Kubernetes).
• SSDLC Automation: Demonstrated ability to automate SSDLC phases to improve efficiency and quality. Experience with automated testing frameworks, code quality tools, and delivery pipelines.
• Architectural Leadership: Deep understanding of architectural patterns and best practices. Ability to balance short-term and long-term technological decisions aligned with business goals. Experience in designing and maintaining highly available (99.999%), reliable, active active critical systems.
• Hands-On Attitude: Willingness to contribute directly to codebases and develop to validate new ideas and integrate beneficial emerging technologies.
• Leadership & Communication: Proven ability to lead and mentor engineering teams, fostering a collaborative environment. Excellent communication skills to articulate complex technical concepts to diverse audiences.
• Additional Qualifications: Familiarity with compliance and regulatory requirements in the payments industry is a plus. Passion for staying current with industry trends and emerging technologies.

Benefits

• Medical
• Dental
• Vision
• 401 (k)
• FSA/HSA
• Life Insurance
• Paid Time Off
• Wellness Program