Senior Technical Payments QA Engineer (Automation) – Commercial & Investment Banking

Techstra Solutions•Pittsburgh, PA

About The Position

We are seeking a Senior Technical Payments QA Engineer with a strong development background to ensure the quality, resilience, and regulatory compliance of mission-critical payment systems within Commercial & Investment Banking. This role is automation-first and hands-on , focused on complex integrations, payment messaging, and end-to-end flows across wires, ACH, RTP, and cross-border payments . This is not a manual QA role . The ideal candidate is a former software developer who transitioned into quality engineering and can design, build, and maintain robust automation frameworks in a highly regulated payments environment .

Requirements

10+ years of experience in software development and/or quality engineering
Proven background as a software developer prior to QA or SDET roles
Strong hands-on experience with: Selenium Cucumber / BDD Java (or similar object-oriented language)
Experience building and maintaining automation frameworks from scratch
Deep experience testing financial services or banking systems
Strong understanding of payments processing and settlement concepts
Wires, ACH, RTP, and cross-border payments
ISO 20022 (pacs, pain, camt) and SWIFT MT/MX
REST APIs, messaging, and file-based integrations
Batch vs. real-time processing models
Data reconciliation, exception handling, and auditability
CI/CD tools and test automation integration

Responsibilities

Test Automation & Engineering Design, build, and maintain test automation frameworks using: Selenium Cucumber / BDD Java or similar object-oriented language
Develop reusable automation components for: UI testing API testing Message-based integrations
Integrate automated tests into CI/CD pipelines
Ensure automation supports regression, smoke, and release validation testing
Validate end-to-end payment flows across: Initiation → validation → screening → posting → settlement → reporting
Test high-value and high-volume payment types, including: Wires (Fedwire / SWIFT) ACH (batch and same-day) RTP / real-time payments
Validate cutoffs, value dates, liquidity constraints, and settlement timing
Validate ISO 20022 and SWIFT MT/MX messages at a field level
Test data transformation, enrichment, truncation, and translation logic
Validate integrations including: API contracts and payloads File-based interfaces Message queues and asynchronous processing
Implement automation for: Idempotency and duplicate detection Retry, recovery, and failure scenarios
Automate testing for AML, OFAC, and sanctions screening scenarios
Validate exception handling and repair workflows
Ensure audit trails and evidentiary data are captured correctly
Support regulatory change initiatives and audit-related testing
Identify and isolate defects across multi-system payment flows
Perform code-level and data-level root cause analysis
Partner with developers, BSAs, and architects to resolve issues
Prevent regression through targeted automation coverage
Support UAT, parallel runs, and production cutovers
Validate releases against throughput, latency, and resiliency expectations
Assist with production issue triage and payment escalations when required