Senior Underwriting Consultant

OneAmerica Financial

1d • $133 • Remote

About The Position

The Senior Underwriting Consultant plays a critical role within our Employee
Benefits Underwriting Dept. to underwrite core Life and Disability products as
well as new Supplemental Health product offerings to help OneAmerica Financial
meet sales and profitability targets. This role works to analyze and price
employer groups for Life, Disability and Supplemental Health products to meet
divisional growth and profitability goals; supports the launch of our new
Supplemental Health Products including Accident, Critical Illness, and Hospital
Indemnity; acts as the subject matter expert (SME) for Supplemental Health
products including creating and delivering training for the underwriting team;
partners with Regional Supplemental Health Directors throughout the launch of
new product offerings.

Requirements

• Minimum of 5 years of Life, Disability and Supplemental Health Underwriting
• Strong analytical and decision-making skills
• Excellent communication and mentoring abilities
• High School Diploma or equivalent; or any combination of education and experience which would provide an equivalent background

Nice To Haves

• Advanced knowledge of EB hybrid products preferred
• Bachelor’s degree in a related field preferred

Responsibilities

• Triage new prospects to assess risk, plan design, data completeness, and pricing approach including any needed experience rating for Life, Short-Term Disability and Long-Term Disability.
• Advise Distribution on plan designs & pricing recommendation including options for benefit levels, comparison to current or competition, rating assumptions and risk analysis.
• Evaluate enrollment conditions and strategies to ensure successful implementation and satisfaction of any required product participation.
• Negotiate with sales reps on new business to balance competitiveness with risk and support progress toward divisional sales goals.
• Collaborate with Account Managers on renewals by applying the company’s renewal strategy considering plan designs, utilization, and pricing to maximize retention and ensure profitable performance.
• Coordinate cross-functionally with Distribution, Operations, Claims, Product, and Actuarial to ensure alignment and promote positive customer experience.
• Support special projects for leadership including process improvements, pricing updates, and new product features / offerings.
• Mentor teammates including reviewing work, sharing best practices, and helping to upskill the team.

Benefits

• Medical & prescription, dental, vision insurance
• Health Savings Account & Flexible Spending Accounts
• Paid Time Off
• 10 weeks 100% paid parental leave (after completing 12 months of employment)
• 401(k) Plan with company match
• Pension Plan
• Company paid life & disability insurance
• Wellness Program & Company paid employee assistance program
• Clinic access subject to location (Indianapolis, Charlotte, Cincinnati)

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Education Level: High school or GED
• Number of Employees: 501-1,000 employees