Sr. Senior Credit Analyst

Columbia Sportswear Company • Portland, OR

5d • Hybrid

About The Position

The Senior Credit Analyst plays a critical role within Columbia Sportswear’s Credit organization, supporting financial decision‑making for our North American wholesale business. This position partners closely with Credit leadership to evaluate financial risk, analyze customer financial statements, support collections and reconciliation activities, and lead the resolution of complex deductions and disputes. The role requires strong analytical acumen, proactive credit monitoring, excellent communication skills, and the ability to manage sensitive financial information accurately and independently.

Requirements

• Advanced knowledge of credit and collection techniques, policies, and analysis.
• Strong ability to interpret financial statements and credit reports.
• Well‑developed analytical, problem‑solving, and decision‑making skills.
• High proficiency with spreadsheets and business systems; SAP experience preferred.
• A bachelor’s or master’s degree in Business, Finance, or related field, or equivalent experience.
• At least 5 years of credit and collections experience.

Responsibilities

• Credit Evaluation & Financial Analysis Identify and manage credit requirements for key strategic and higher‑risk wholesale accounts.
• Perform detailed financial analyses, synthesizing large data sets into clear, actionable recommendations.
• Conduct credit reviews using financial analysis tools to assess customer financial statements, credit bureau data, and related information.
• Recommend appropriate credit lines and present findings to Credit leadership.
• Reporting & Forecasting Prepare and approve monthly management reports covering aging, reserves, potential bad debt, forecasts, and trend analysis.
• Develop and refine reporting tools to support departmental needs, including DSO and cash forecasting.
• Apply industry knowledge and economic trends to anticipate credit impacts and inform decision‑making.
• Cross-Functional Collaboration Build strong working relationships with Sales, Customer Service, Retail Services, Traffic, Accounting, and Shared Services.
• Tailor communication to varied audiences and support alignment between revenue goals and credit risk strategy.
• Collections, Deductions & Dispute Resolution Lead the timely and accurate reconciliation of customer deductions, disputes, chargebacks, and related claims.
• Investigate payment discrepancies, determine validity, and coordinate cross‑functional resolution.
• Identify root causes of credit and operational issues and recommend improvements.
• Leadership & Continuous Improvement Participate in departmental initiatives, ad hoc projects, and process‑improvement efforts.
• Engage in third‑party credit groups, webinars, conferences, and ongoing professional development.

Benefits

• Benefits that can protect your family’s financial future and help you save money through our 401k plan plus a generous company match.
• Columbia offers medical, dental, vision, life Insurance, disability, flexible spending accounts, health savings account, and an assortment of voluntary benefit offerings (accident, critical illness, hospital indemnity, and legal services).
• In addition, Columbia offers EAP + which is free and confidential 24/7/365 counseling services.
• We have extensive wellness benefits, employee discounts and a generous time off program available.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level