CNB Bank, Staff Financial Analyst

CNB Bank•Clearfield, PA

20h

About The Position

The Financial Analyst supports the preparation, analysis, and governance of key financial and risk-related reporting, including Asset & Liability Committee metrics, Allowance for Credit Losses reporting, and capital planning materials. This role assists with recurring management and committee reporting, variance analysis, reconciliations, and documentation to support internal controls, audit, and regulatory requirements. The Financial Analyst collaborates with Lending, Credit, Accounting, and External Reporting teams to ensure data accuracy and consistency, and applies strong financial analysis, modeling, and industry knowledge to support balance sheet management and capital oversight. Below is a list of essential job functions. Additional responsibilities may be assigned in the position.

Requirements

To perform this entry-level role successfully, an individual must be able to satisfactorily perform each essential job function, with the required skills and qualifications outlined below.
This position requires a Bachelor’s degree in Finance, Accounting, Data Science, Computer Science, Management Information Systems (MIS), or a related field, along with 0–2 years of relevant experience in financial reporting, regulatory reporting, or a related field.
A working knowledge and general understanding of generally accepted accounting principles (GAAP) is required.
Employment is contingent upon the successful completion of required background checks.
Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions of the role.
LANGUAGE SKILLS: Ability to read, comprehend, and interpret documents. Possesses professional communication and interpersonal skills to write and speak effectively both one-on-one and before groups of clients or employees of the organization. Ability to communicate to clients directly and effectively.
TECHNOLOGY SKILLS: Experience with information systems and data analysis or modeling tools such as Oracle, regulatory reporting platforms (e.g., Fed Reporter, Wdesk), Microsoft Excel, PowerPoint, Word, and exposure to SQL, Crystal Reports, Power BI, Tableau, or similar tools. Utilizes automated technology and analytical tools to support the accurate, timely, and efficient preparation of regulatory, financial, ALCO, and capital planning reports, while adhering to internal controls and documentation standards.
MATHEMATICAL SKILLS: Ability to add, subtract, multiply, and divide in all units of measure. Ability to compute rate, ratio, and percent and to draw and interpret bar graphs.
REASONING ABILITY: Ability to apply common sense understanding to carry out instructions furnished in written, oral, or diagram form. Ability to solve challenging problems involving several variables in a standardized situation.

Responsibilities

Support preparation and analysis of Asset & Liability Committee (ALCO) reporting, including quarterly interest rate and liquidity risk reporting.
Assist in Allowance for Credit Loss (ACL) reporting and analysis, including allowance rollforwards, portfolio trend analysis, qualitative support schedules, and reconciliation to the general ledger.
Contribute to capital planning and stress testing processes by supporting earnings forecasts, risk-weighted asset calculations, regulatory capital ratio analysis, and related documentation.
Perform detailed financial analysis, reconciliations, and variance explanations to support internal controls, audit requirements, and regulatory examinations.
Collaborate with Lending, Credit, Accounting, and External Reporting teams to ensure data accuracy, assumption integrity, and timely delivery of financial reporting and analytics.

Benefits

Medical, Dental, Vision & Life Insurance
401K with company match
Paid Time Off & Recognized Holidays
Leave policies
Voluntary Benefit Options (Life, Accident, Critical Illness, Hospital Indemnity & Pet)
Employee Assistance Program
Employee Health & Wellness Program
Special Loan and Deposit Rates
Gradifi Student Loan Paydown Plan
Rewards & Recognition Programs and much more!
Eligibility requirements apply.