Staff Product Manager - Risk Products (AI Optimization)

Visa•Foster City, CA

7h•Hybrid

About The Position

Providing secure and reliable payments around the world is made possible by the Global Risk Products team at Visa, focused on delivering the fraud detection and prevention solutions that enable every good transaction to be approved, every bad transaction to be declined, all with a seamless customer experience, across all payment networks. Central to this strategy is the use of AI/ML models that are trained to detect fraud in the card payment ecosystem. Visa has pioneered these capabilities for over 25 years, and we are increasingly leveraging AI to optimize our risk solutions, enhance product effectiveness, and adapt more rapidly to the evolving needs of the global digital‑payments ecosystem. We are looking for an experienced product manager that is passionate about innovation and developing solutions that identify and mitigate financial fraud while maximizing approvals of legitimate transactions. In this role, you will help integrate AI into our products by shaping requirements, guiding delivery, and ensuring AI‑driven enhancements translate into measurable improvements for our clients. The Staff Product Manager is a hands-on, execution-oriented product management role, focused on the definition and delivery of high-value products in an agile, market driven environment. You will work closely with other members of the Global Risk Products team, regional Risk Product teams, technology, and agile project teams to ensure clarity of vision, requirements, and objectives for solutions on our fraud risk platform. You will be responsible for leading the rapid design and build of our cutting-edge products. This role will focus on bringing a pipeline of product concepts at different stages of the development cycle to life.

Requirements

5 or more years of relevant work experience with a Bachelors Degree or at least 2 years of work experience with an Advanced degree (e.g. Masters, MBA, JD, MD) or 0 years of work experience with a PhD

Nice To Haves

6 or more years of work experience with a Bachelors Degree or 4 or more years of relevant experience with an Advanced Degree (e.g. Masters, MBA, JD, MD) or up to 3 years of relevant experience with a PhD
7 or more years of relevant work experience with a Bachelor’s Degree or at least 5 years of relevant work experience with an Advanced degree (e.g. Masters, MBA, JD, PhD)
4+ years of product management experience in payment technology or risk and fraud management software is a plus
Proven track record of developing and executing successful product strategies in a fast-paced, agile environment with demanding timelines
Excellent interpersonal skills with demonstrated ability to interface across levels, regions, cultures, and languages and engage successfully with both specialist teams and broader business partners
Flexible and creative thinker with the ability to define business tradeoffs, generate out-of-the-box solutions, and manage uncertainty while driving change management
Passionate about innovating and delivering truly differentiated products and user experience
Excellent communication skills and the ability to inspire teams and lead executive messaging
Team oriented, collaborative, diplomatic, and results driven
Analytical, organized, accurate, resourceful and detail-oriented
Ability to work independently within a complex and often ambiguous environment, to drive rigorous, fact-based recommendations
Demonstrated ability to balance business, technical and people skills and the ability to multi-task across complex projects and diverse solution teams

Responsibilities

Manage the end-to-end execution of new product development (Inception, POC, MVP & Live)
Partner with product teams to define product strategy and roadmap
Design technology requirements
Work closely with multiple technology teams across Software Development, AI / Data Science and Infrastructure
Perform the scrum product owner role, including prioritizing features, managing the product backlog, and participating in scrum ceremonies
Develop input to early stages of the product development lifecycle via sound market, statistical, and data analyses. This includes business model, market sizing and funding requirements
Build strong communication with partners in Product, Technology, Predictive Analytics, Legal, Marketing, Client Services, Sales, Finance, Risk and Visa’s clients
Champion the integration of AI and machine learning into risk products, collaborating with data science and engineering teams to drive product optimization and innovation.
Ensure platform stability and performance by proactively monitoring product usage, managing operational issues, and driving continuous improvement through data-driven insights.
Play an instrumental role in the Global Risk Products team, actively participating in the overall strategy design, commercialization, and execution of Risk Products.