About The Position

Klover’s engineering team powers one of the fastest-growing fintech platforms in the U.S., supporting over one million active users each month. Our systems process and move more than $1.5 billion annually, enabling real-time access to financial tools, rewards, and services that help people improve their day-to-day lives. As part of this team, you’ll help design, build, and scale the systems that underpin Klover’s core products and platform. You’ll work on high-impact, production-grade systems that prioritize reliability, security, and performance, and that integrate with a broad ecosystem of internal and external services. The work you do will directly shape how users interact with Klover’s products, access their money, and experience transparent, low-fee financial services. Klover engineers collaborate closely with colleagues across backend, frontend, data science, and product teams to deliver scalable, high-quality solutions for a rapidly growing user base. You’ll have the opportunity to work with modern technologies and architectures while helping define and evolve the next generation of inclusive, data-powered financial products—building systems and interfaces that emphasize reliability, privacy, and performance at scale. Attain Office Hybrid Schedule (where applicable): Redwood City, CA: Mondays (in-office for stand-ups, all-hands) and choice of three days between Tues-Friday Chicago, IL & New York, NY: 4 days in-office; 1 day remote You’ll be a great fit for the role if You are excited to build and scale backend systems that support financial products and real-time payments You thrive in environments where data integrity, security, and performance are critical You are excited to build microservices using Rust and Go You have a willingness to learn and teach in a collaborative environment You’re eager to leverage and develop using AI tools You’ve been complimented on how well you participate in an open feedback environment

Nice To Haves

  • 5+ years of experience building backend services in production environments
  • Experience in the financial technology, payments, or banking systems industry
  • Familiarity with compliance, security, and data privacy standards (e.g., SOC 2, PCI DSS, GDPR)
  • Experience designing transactional and event-driven systems for payments, reconciliation systems, or ledger-like applications
  • Familiarity with microservice or Service-oriented Architecture
  • Experience using gRPC, protobuf, or GraphQL
  • Expert knowledge of SQL and experience designing data models for financial data integrity
  • Experience with message queues or event streams (e.g., Kafka, RabbitMQ)
  • Experience with cloud environments such as AWS, GCP, or Azure

Responsibilities

  • Build and evolve microservices that handle high-volume financial and transactional data
  • Design and implement APIs that securely connect to third-party payment processors, banks, and fintech partners
  • Write thoughtful & quality code that is readable, testable, and easily maintainable
  • Develop data-driven services that power account management, transaction history, and financial insights
  • Strive for excellent development practices and careful code architecture that is built around rapid releases
  • Work cross-functionally with backend, mobile, and product teams to consistently release high-quality, customer-focused financial features
  • Adhere to, and improve upon, our agile process through requirement documents, sprint retrospectives, and other regular cadence meetings
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