Staff Software Engineer (Money Engineering), Otter - New York
About The Position
At Otter, we're building the definitive operating system for restaurants. The Money team is the financial engine at the core of our platform, responsible for ensuring that every dollar is processed, moved, and accounted for with impeccable accuracy and reliability. We build the critical infrastructure that allows restaurants to process payments, get paid and grow their business. We are looking for a seasoned Staff Software Engineer to help us design and build the next generation of our financial products. You will tackle complex challenges in payments, money movement, fraud prevention, and financial reconciliation.
Requirements
- Proficiency in backend programming languages like Java or Go.
- Familiarity with relational and/or NoSQL databases (e.g., PostgreSQL, Redis).
- Experience with cloud platforms like AWS, Google Cloud, or Azure.
- Understanding of RESTful APIs, microservices, and distributed systems.
- Strong debugging and problem-solving skills.
Nice To Haves
- 8+ years of professional software engineering experience, with significant time spent in payments, billing, or financial technology.
- Experience leading cross-functional technical initiatives. Proven track record of defining multi-year technical roadmaps for complex domains.
- Deep understanding of the payment processing lifecycle, including authorization, capture, settlement, and reconciliation.
- Direct experience with payment gateways (e.g., Stripe, Adyen, PayPal).
- Demonstrated experience in architecting and operating large-scale, fault-tolerant distributed systems that handle financial data.
- Knowledge of fraud detection techniques and experience building or integrating with risk management systems.
Responsibilities
- Drive the architectural vision for the Money Platform to support Otter’s growth over the next 3–5 years
- You act as a force multiplier for the team through advocacy of technical solutions and operational processes.
- You will foster a culture of quality and ownership on your team by setting code review and design standards, and advocating for them beyond your team through your writing and tech talks.
- Engineer and maintain our core money platform capabilities, focusing on high availability, security, and scalability.
- You will help develop talent on the team by providing feedback and guidance, and leading by example.
Benefits
- Medical, dental, and vision insurance (multiple plans, incl. HSA options)
- Company-paid life and disability insurance (short- and long-term)
- Voluntary insurance: accident, critical illness, hospital indemnity
- Optional supplemental life insurance for self, spouse, and children
- Pet insurance discount
- 401(k)
- Discretionary vacation days
- 8 paid holidays per year
- Paid sick time
- Paid Bereavement leave
- Paid Parental Leave
- Health Savings Account (HSA)
- Flexible Spending Accounts (Healthcare, Dependent Care, Commuter)
Stand Out From the Crowd
Upload your resume and get instant feedback on how well it matches this job.
What This Job Offers
Job Type
Full-time
Career Level
Mid Level
Education Level
No Education Listed
Number of Employees
1-10 employees
