Subrogation Specialist

Holmes Murphy Insurance • Winnipeg, MN

7d

About The Position

We are looking to add a Subrogation Specialist to join our Creative Risk Solutions team in West Des Moines, IA. In this role, you’ll dig into the details, uncover liability, and drive meaningful financial impact for our clients—all while growing your career with a forward‑thinking claims team. Creative Risk Solutions, a proud line of business under the Holmes Murphy umbrella, is a leading Third-Party Administrator (TPA) specializing in innovative claims management solutions. At CRS, we believe in doing things differently—empowering our team to deliver exceptional service, embrace creativity, and make a real impact for our clients. Here’s a little bit about us: Creative Risk Solutions is a leading provider of innovative risk management solutions. We specialize in delivering customized claims management, loss control, and risk consulting services to our clients. Our team is dedicated to excellence, integrity, and creating value for our clients through proactive risk management strategies. In addition to being great at what you do, we place a high emphasis on building a best-in-class culture. We do this through empowering employees to build trust through honest and caring actions, ensuring clear and constructive communication, establishing meaningful client relationships that support their unique potential, and contributing to the organization's success by effectively influencing and uplifting team members. There’s No Place Like Holmes! You'll love what you do and who you do it with when you join Holmes Murphy! Not only can you create connections, experience the energy, and seize the opportunities we have, but you can also: Grow Your Career – An abundance of opportunity awaits! Our independence gives our growing and dynamic organization the freedom to create an environment where talent mobility thrives — whether that means career progression, expanding your skill set, or transferring to another Holmes Murphy office. Learn... On Us – We believe in building the best experts in the industry, supported through a variety of benefits like continuing education and tuition reimbursement. Share in Our Success – Our privately held structure allows us to share our collective success in ways that matter. One of the many ways is through our 401(k)-profit share, which is distributed to all employees regardless of their own contributions! Take Time to Recharge – We offer generous time off, including a Health Matters Day, Celebrate Day (for your birthday!), Diversity Day, Volunteer Time Off, and paid parental leave. And yes, we encourage you to take time away!

Requirements

• High school diploma; college degree preferred.
• Technical designations encouraged, such as AIC and CPCU.
• 3 to 4 years of adjusting property and casualty claims including extensive experience in the subrogation and salvage arenas.
• Experience with Arbitration Forums hub and CoPart Auto Auctions, competence in simple to complex mathematical calculations, knowledge of or ability to learn state insurance regulations and pass state licensing exams.
• Foster relationships, prioritize problem-solving, and collaborate to deliver impactful solutions, be flexible and respond effectively to changing conditions while balancing strategies and needs, plan and utilize resources efficiently to complete projects within budget and deliver quality results.
• Understand and apply claims principles, practices, and insurance coverage interpretation for consulting, evaluating, and resolving claims.
• Contributes to workflows while utilizing resources to deliver a world-class client experience and ensure compliance.
• Fosters relationships by understanding relevant parties, prioritizing problem-solving, and collaborating to deliver impactful solutions.

Nice To Haves

• Prior agency involvement preferred.

Responsibilities

• Identify subrogation and salvage opportunities on automobile, work comp, and general liability claims.
• Coordinate subrogation efforts against at-fault parties and their insurance carriers.
• Submit arbitration applications for collections and respond to arbitrations defending insureds, counterclaiming when appropriate.
• Obtain and monitor salvage documents for insured and claimant total loss claims.
• Coordinate with collection agencies and attorneys as needed.
• Communicate collection options with insured members.
• Confirm coverage for commercial auto and general liability claims.
• Investigate bodily injury/liability claims and negotiate settlements using "Best Practices for Claims."
• Maintain accurate loss information in the claim system.
• Set and maintain reserves, negotiate, and process settlements within authority.
• Research and respond to questions and complaints from insureds, claimants, agency partners, and carriers.
• Participate in claim reviews and Risk Control Workshops.

Benefits

• In addition to core benefits like health, dental and vision, also enjoy benefits such as:
• Paid Parental Leave and supportive New Parent Benefits — We know being a working parent is hard, and we want to support our employees in this journey!
• Company paid continuing Education & Tuition Reimbursement — We support those who want to develop and grow.
• 401k Profit Sharing — Each year, Holmes Murphy makes a lump sum contribution to every full-time employee’s 401k. This means, even if you’re not in a position to set money aside for the future at any point in time, Holmes Murphy will do it on your behalf! We are forward-thinking and want to be sure your future is cared for.
• Generous time off practices in addition to paid holidays — Yes, we actually encourage employees to use their time off, and they do. After all, you can’t be at your best for our clients if you’re not at your best for yourself first.
• Supportive of community efforts with paid Volunteer time off and employee matching gifts to charities that are important to you — Through our Holmes Murphy Foundation, we offer several vehicles where you can make an impact and care for those around you.
• DE&I programs — Holmes Murphy is committed to celebrating every employee’s unique diversity, equity, and inclusion (DE&I) experience with us. Not only do we offer all employees a paid Diversity Day time off option, but we also have a Chief Diversity Officer on hand, as well as a DE&I project team, committee, and interest group. You will have the opportunity to take part in those if you wish!
• Consistent merit increase and promotion opportunities — Annually, employees are reviewed for merit increases and promotion opportunities because we believe growth is important — not only with your financial wellbeing, but also your career wellbeing.
• Discretionary bonus opportunity — Yes, there is an annual opportunity to make more money. Who doesn’t love that?!

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Education Level: High school or GED