Title Examiner - Title Researcher
About The Position
Job Purpose: We are seeking a meticulous and detail-oriented Title Examiner to join our team who is highly organized and able to deal with a heavy volume of work. The Title Examiner plays a key role in the process of insuring property by searching public records and examining titles to determine legal condition of property titles. It is the role of the Title Examiner to produce a preliminary title report, commitment, foreclosure report or non-policy information report showing all appropriate liens, encumbrances and how title is vested. Essential Job Functions: Search computerized and manual title records on real estate and property records; determine instruments filed in public records affecting land. Examine title products such as deeds, deeds of trust, liens, easements, mortgages, restrictions, property taxes and all pertinent documents in chain of title to determine ownership, encumbrances, and to verify legal descriptions of property for accuracy, completeness, and how it affects the title.Map legal descriptions to obtain search parameters. Determine and ensure property has been researched properly and information relating to parties involved and taxes are accurate. Ensure the title to a property in question has no restrictions that may prevent or hinder its sale or use. Examine all documents in the chain of title for validity including multiple and complex court cases utilizing advanced knowledge on legal descriptions, real property laws, and our client's policies. Prepare final product utilizing internal programs. Solid examination knowledge and experience by supporting residential title transactions. Prepare property reports and title commitments. Utilize title examiner knowledge to search public and private records and examine documents relating to complex property titles. Uses title insurance knowledge and junior underwriting guidelines to clear unwarranted liens, encumbrances, requirements or exceptions from appearing on delivered title products including title commitments, property reports, deed reports, and legal and vesting reports.Conveys title requirements and exceptions to processing and closing departments. Engage in WFG company culture that emphasizes engagement in our 4 Cs, quality of work and high performance.
Requirements
- Previous experience examining title and writing title reports.
- Fundamental knowledge of state real estate laws and title practices concerning probates, bankruptcies, divorces, judgments and other related matters.
- Proficient PC skills such as typing and navigating various software applications such as MS Word, Excel, Outlook and Adobe Acrobat.
- Possess a high level of knowledge of the various state Department of Insurance Title Rates, Rules and Regulations including policies, endorsements, premiums and fees.
- The ability to work and communicate well with others.
- Ability to run out metes and bounds legal descriptions.
- High school diploma or equivalent.
- Strong analytical and problem-solving skills and attention to detail.
- Exceptional organizational and time-management skills.
- At least 6 months to 1 year experience on a title desk
Nice To Haves
- College degree in Business or related field.
- National title examination experience.
- Experience working with title production software, i.e. RamQuest, ResWare, Data Trace, etc. preferred.
Responsibilities
- Search computerized and manual title records on real estate and property records; determine instruments filed in public records affecting land.
- Examine title products such as deeds, deeds of trust, liens, easements, mortgages, restrictions, property taxes and all pertinent documents in chain of title to determine ownership, encumbrances, and to verify legal descriptions of property for accuracy, completeness, and how it affects the title.
- Map legal descriptions to obtain search parameters.
- Determine and ensure property has been researched properly and information relating to parties involved and taxes are accurate.
- Ensure the title to a property in question has no restrictions that may prevent or hinder its sale or use.
- Examine all documents in the chain of title for validity including multiple and complex court cases utilizing advanced knowledge on legal descriptions, real property laws, and our client's policies.
- Prepare final product utilizing internal programs.
- Solid examination knowledge and experience by supporting residential title transactions.
- Prepare property reports and title commitments.
- Utilize title examiner knowledge to search public and private records and examine documents relating to complex property titles.
- Uses title insurance knowledge and junior underwriting guidelines to clear unwarranted liens, encumbrances, requirements or exceptions from appearing on delivered title products including title commitments, property reports, deed reports, and legal and vesting reports.
- Conveys title requirements and exceptions to processing and closing departments.
- Engage in WFG company culture that emphasizes engagement in our 4 Cs, quality of work and high performance.
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What This Job Offers
Job Type
Full-time
Career Level
Entry Level
Education Level
High school or GED
