TPS Payments Compliance Analyst

BMO • Chicago, IL

3d • $57,500 - $106,500

About The Position

We are looking for a detail‑oriented Compliance Analyst to support the governance and oversight of BMO’s BIN/ICA Sponsored Merchant Processor program. This role helps protect the bank by monitoring risk, reviewing reporting, supporting AML processes, and ensuring adherence to regulatory and internal policy requirements.

Requirements

• Bachelor’s degree in Business, Risk, Finance, or related field (preferred).
• 2 - 5 years of experience in compliance, AML, risk, payments, or financial services.
• Strong analytical skills with the ability to identify issues and escalate appropriately.
• Excellent documentation, organization, and communication skills.
• Ability to work cross‑functionally with AML, Legal, Risk, and business partners.

Responsibilities

• Review monthly and quarterly dashboard reporting, including high‑risk merchant activity, chargebacks, and unusual activity trends.
• Support Quarterly Business Reviews and Internal Governance meetings through agenda prep, deck creation, and issue tracking.
• Manage Unusual Activity Reporting (UAR) intake, documentation, submissions, and tracking.
• Assist with AML and financial crime monitoring, including periodic reviews and prohibited industry checks.
• Help coordinate due diligence for new and existing sponsored partners.
• Maintain organized evidence, logs, SharePoint records, and audit‑ready documentation.
• Support annual on‑site visits and BIN account reconciliations.

Benefits

• BMO also offers health insurance, tuition reimbursement, accident and life insurance, and retirement savings plans.
• To view more details of our benefits, please visit: https://jobs.bmo.com/global/en/Total-Rewards

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level
• Number of Employees: 5,001-10,000 employees