Trust Officer

United Community Bank•Brentwood, TN

3d•Onsite

About The Position

As a Trust Officer, you’ll play a key role in managing and administering trust accounts, ensuring compliance with legal and regulatory standards, and fulfilling the terms of trust instruments. You’ll build lasting relationships with clients and beneficiaries, offering expert guidance on trust and estate matters. You’ll also collaborate with Private Bankers and Portfolio Managers to support Investment Management & Trust sales opportunities and client relationship reviews.

Requirements

Bachelor’s degree in a business-related field or equivalent experience.
5+ years of experience in trust administration.
Proven success in building and maintaining client relationships.
Experience settling estates and managing unique assets.
Strong knowledge of trust and estate laws, tax regulations, and fiduciary responsibilities.
Ability to work independently and collaboratively within a team.
Excellent interpersonal skills and professional presence.
Strong analytical, verbal, and written communication skills.

Nice To Haves

Advanced certifications such as JD, CTFA, or CFP.

Responsibilities

Trust Administration: Manage trust accounts in accordance with legal, regulatory, and fiduciary standards.
Distributions: Ensure timely and accurate income and principal distributions to beneficiaries.
Risk Management: Identify and mitigate risks associated with trust administration.
Client Engagement: Communicate trust provisions clearly and help clients align trust strategies with their financial goals.
Documentation: Maintain comprehensive records of trust transactions, correspondence, and legal documents.
Professional Collaboration: Partner with legal, tax, and other professionals to manage complex trust accounts.
Compliance: Ensure adherence to all applicable laws, regulations, and internal policies.
Teamwork: Collaborate with Wealth team members and internal partners to deliver a seamless client experience.
Business Development: Build a network of internal and external contacts to attract new client relationships.
Industry Awareness: Stay current on legal and regulatory developments impacting trust administration.
Growth & Visibility: Participate in community events to enhance visibility and attract prospects.