Underwriter II

Kapitus•Los Angeles, CA

About The Position

The Underwriter II is a key participant in the underwriting process which includes the analysis of credit reports, bank statements, and various other business documentation. What you’ll do: Responsible for analysis of personal credit reports, business bank statements, background checks, and other relevant business documents, data gathering and research Exposed to deal flow in a variety of industries including retail, leisure, restaurants, hospitality, healthcare, manufacturers, media, technology, and construction Act as a key participant in the underwriting process which includes the analysis of credit reports, bank statements, and various other business documentation Research, analyze and provide background information on counterparties Communicate with sales organizations, sales managers, and merchants in both written and verbal form Assist in the negotiation of transaction terms and credit structure Responsibilities are subject to change to best suit the needs and interests of the business

Requirements

Diploma required, college degree preferred
Excellent verbal, written, and interpersonal communication skills as well as a strong sense of accountability.
Detail oriented with strong analytical skills.
Ability to evaluate industry trends, understand market dynamics and develop and defend recommendations.
Strong organizational skills and ability to multi-task.
Ability and desire to work in a rapid-paced environment.
Working knowledge of Microsoft Suite
Knowledge of financial principles and processes, experience with financial statement analysis
Knowledge of federal, state and local regulatory requirements
Effective at communicating clearly and adaptability
Experience with administrative tasks
Strong interpersonal skills and professionalism

Responsibilities

Responsible for analysis of personal credit reports, business bank statements, background checks, and other relevant business documents, data gathering and research
Exposed to deal flow in a variety of industries including retail, leisure, restaurants, hospitality, healthcare, manufacturers, media, technology, and construction
Act as a key participant in the underwriting process which includes the analysis of credit reports, bank statements, and various other business documentation
Research, analyze and provide background information on counterparties
Communicate with sales organizations, sales managers, and merchants in both written and verbal form
Assist in the negotiation of transaction terms and credit structure
Responsibilities are subject to change to best suit the needs and interests of the business

Benefits

Competitive Base Salary Range of $55,800-$86,100. Kapitus is providing this as a good faith salary range to comply with applicable law. The applicant’s final salary will depend on a number of factors including the applicant’s geographic location, skills, and experience.
Health Insurance: We offer comprehensive medical, dental, and employer-paid vision plans through UnitedHealthcare (UHC), with various coverage levels available to meet the needs of our employees and their families.
100% Company Paid Insurances: Kapitus fully covers the cost of basic short-term and long-term disability insurance, as well as vision insurance , ensuring our employees have comprehensive protection without any personal expense.
Voluntary Insurance: Supplemental life insurance as well as enhanced short- and long-term disability coverage are available through Mutual of Omaha, providing additional security for our employees. Additionally, Colonial Accident and Hospitalization insurances are also available, offering further protection against unforeseen events.
Paid Maternity and Parental Leave: Beyond state-mandated leave policies, Kapitus provides company-paid maternity and parental leave, supporting our employees during important family milestones.
LifeBalance Program: Enhance your lifestyle with our LifeBalance membership, which offers discounts on outdoor activities, the arts, health, and fitness. Additional benefits include: Pet and car insurance discounts. Financial services such as LegalShield. Relaxation and stress management tools, including a fully covered annual subscription to The Calm App.
Plum Benefits Discount Program: Access exclusive discounts on shows, travel, car rentals, and more, enriching your personal and family life.
Tuition Reimbursement: Pursue further education with up to $5,000 annually in tuition reimbursement, plus opportunities to attend relevant conferences and career development events.
Transit Reimbursement: We also offer transit reimbursement for all work-related travel, supporting your involvement in career and personal development activities.
Paid Time Off & Sick Time
Retirement Benefits: Our 401K plan is managed through Fidelity, featuring a 25% match on employee contributions, helping you plan for a secure financial future.