VP/D Compliance

OneMain Financial • Baltimore, MD

1d • Hybrid

About The Position

We are seeking a seasoned compliance leader to serve as Vice President / Director of Regulatory Compliance Program Strategy for a large, publicly traded U.S. consumer finance company offering personal loans, credit cards, and auto loans. This role is responsible for driving compliance strategy and execution of key areas across all product lines. The ideal candidate is a strategic thinker and strong operator who can ensure compliance programs are effective and consistently applied, while partnering closely with business leaders to support growth and innovation in a highly regulated environment. In the Role Ensure consistent implementation of compliance program components—Compliance policies, procedures, risk assessments, testing, issues management, and reporting—across product lines and business units. Establish and maintain enterprise compliance standards, frameworks, and methodologies aligned with regulatory expectations and industry best practices. Lead the enterprise and product-level compliance risk assessment program, including methodology, execution, review, and challenge. Identify and assess emerging and evolving compliance risks and ensure alignment with testing plans and mitigation strategies. Provide independent, credible challenge to business and compliance partners on risk ratings and residual risk decisions. Oversee the compliance testing, including risk-based planning, scoping, execution standards, and quality assurance. Ensure testing coverage is consistent, defensible, and responsive to regulatory priorities and internal risk assessments. Oversee the regulatory change management framework for compliance by collaborating with Legal and business stakeholders to ensure regulatory changes are effectively implemented into operational requirements, policies, procedures, and controls. Reporting & Governance Manage compliance reporting that are intended for senior management, executive risk committees, and the Board of Directors. Provide actionable insights on compliance risk posture, trends, testing outcomes, and regulatory developments. Support decision-making through high-quality data, analysis, and recommendations. Leadership & Collaboration Lead and develop a team of compliance professionals focused on program strategy, testing oversight, risk assessments, and change management. Partner closely with business line compliance teams, Legal, Risk Management, Internal Audit, and Operations. Promote a strong culture of compliance, accountability, and ethical conduct across the organization.

Requirements

• Bachelor’s degree required; JD, MBA, or other advanced degree strongly preferred.
• 10+ years of progressive experience in regulatory compliance, risk management, or legal roles within U.S. consumer financial services.
• Demonstrated experience leading or overseeing enterprise-level compliance programs in a large, complex, regulated organization.
• Deep knowledge of consumer finance laws and regulations applicable to personal loans, credit cards, and auto lending (e.g., TILA, ECOA, FCRA, UDAAP, MLA, SCRA, state consumer protection laws).
• Experience with compliance testing, risk assessments, regulatory change management, and executive-level reporting.
• Team leadership and people development experience.
• Proven ability to engage effectively with regulators, auditors, and senior leadership.

Responsibilities

• Ensure consistent implementation of compliance program components—Compliance policies, procedures, risk assessments, testing, issues management, and reporting—across product lines and business units.
• Establish and maintain enterprise compliance standards, frameworks, and methodologies aligned with regulatory expectations and industry best practices.
• Lead the enterprise and product-level compliance risk assessment program, including methodology, execution, review, and challenge.
• Identify and assess emerging and evolving compliance risks and ensure alignment with testing plans and mitigation strategies.
• Provide independent, credible challenge to business and compliance partners on risk ratings and residual risk decisions.
• Oversee the compliance testing, including risk-based planning, scoping, execution standards, and quality assurance.
• Ensure testing coverage is consistent, defensible, and responsive to regulatory priorities and internal risk assessments.
• Oversee the regulatory change management framework for compliance by collaborating with Legal and business stakeholders to ensure regulatory changes are effectively implemented into operational requirements, policies, procedures, and controls.
• Manage compliance reporting that are intended for senior management, executive risk committees, and the Board of Directors.
• Provide actionable insights on compliance risk posture, trends, testing outcomes, and regulatory developments.
• Support decision-making through high-quality data, analysis, and recommendations.
• Lead and develop a team of compliance professionals focused on program strategy, testing oversight, risk assessments, and change management.
• Partner closely with business line compliance teams, Legal, Risk Management, Internal Audit, and Operations.
• Promote a strong culture of compliance, accountability, and ethical conduct across the organization.

Benefits

• Health and wellbeing options including medical, prescription, dental, vision, hearing, accident, hospital indemnity, and life insurances
• Up to 4% matching 401(k)
• Employee Stock Purchase Plan (10% share discount)
• Tuition reimbursement
• Paid time off (15 days’ vacation per year, prorated based on start date)
• Paid sick leave as determined by state or local ordinance (prorated based on start date)
• 11 Paid holidays (4 floating holidays, prorated based on start date)
• Paid volunteer time (3 days per year, prorated based on start date)

What This Job Offers

• Job Type: Full-time
• Career Level: Director