VP Relationship Manager II

Bank of Utah • Lehi, UT

2d • Onsite

About The Position

If our mission statement piques your interest, we encourage you to apply for the currently open position of VP Relationship Manager II to work Monday - Friday at our Branch located in Lehi, UT. This VP Relationship Manager II is responsible to originate and renew Commercial Loans. Monitor account files/update as needed. Supervise Secretarial staff. Provide assistance in Loan collections and Loans in difficulty. Responsible for department budgeting.

Requirements

• Minimum 10 years Commercial Lending Experience
• College education or equivalent experience including accounting principles; economics, including Micro and Macro theory, and Money and Banking; management principles; business law; and principles of financial management.
• Other educational experience regarding principles of bank operations; analyzing financial statements; bank investments; credit administration; and business administration.
• Interest in People with a sincere desire to help; curiosity; thoroughness; written and verbal communication skills; competence in math to at least the algebraic level; independent thinker; constructive; courageous; resourceful, imaginative, and innovative; cautiously aggressive; and skilled in interpersonal relationships.

Responsibilities

• Originate Commercial Loans.
• Respond to Commercial Loan inquiries from customers and potential Loan customers.
• Evaluate Loan requests for viability e.g. financial statement and risk analysis.
• Generate Loan approval reports and Loan presentation packages.
• Communicate with customers on approval or denial of requests or modifications of requests.
• Negotiate rates and fees.
• Follow up on documentation deficiencies and on-going credit file maintenance.
• Close Loans.
• Evaluate and renew current Commercial Loans.
• Analyze existing Loans for renewal and/or structural change.
• Prepare Loans for presentation and approval.
• Monitor financial status of accounts.
• Review credit files and update changes in financial status.
• Review and coordinate exception report resolution.
• Follow up Loan tickler reports.
• Review files for examination purposes.
• Contact existing customers to augment existing service relationship.
• Contact potential customers to establish relationships for current and future business.
• Develop "Game of work" strategies to stimulate total Bank marketing effort.
• Initiate phone calls to past due Loan customers.
• Collect on chronic delinquent accounts at time of repossession, liquidation or foreclosure of collateral.
• Monitor past due and payment reports.
• Coordinate work responsibilities of Secretaries.
• Develop teamwork amongst group.
• Evaluate performance.
• Assist in conflict resolution.
• Other duties as assigned.

Benefits

• Great work-life balance, with a Monday-Friday schedule
• Competitive pay and benefits, including medical, dental and vision plans
• 401(k) plan and match up to 5 percent in our employee stock ownership program (eligibility requirements must be met)
• 12 paid bank holidays + paid time off, including paid parental leave
• Volunteer opportunities to make a difference in the communities where you work and live
• Awards and recognition to celebrate you and your colleagues for living the bank's values

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Education Level: No Education Listed