Warehouse Lending Associate

Texas Capital Bank•Richardson, TX

About The Position

Texas Capital is built to help businesses and their leaders. Our depth of knowledge and expertise allows us to bring the best of the big firms at a scale that works for our clients, with highly experienced bankers who truly invest in people’s success — today and tomorrow. While we are rooted in core financial products, we are differentiated by our approach. Our bankers are seasoned financial experts who possess deep experience across a multitude of industries. Equally important, they bring commitment — investing the time and resources to understand our clients’ immediate needs, identify market opportunities and meet long-term objectives . At Texas Capital, we do more than build business success. We build long-lasting relationships. Texas Capital provides a variety of benefits to colleagues, including health insurance coverage, wellness program, fertility and family building aids, life and disability insurance, retirement savings plans with a generous 401K match, paid leave programs, paid holidays, and paid time off (PTO). Headquartered in Dallas with offices in Austin, Fort Worth, Houston, Richardson, Plano and San Antonio, Texas Capital was recently named Best Regional Bank in 2024 by Bankrate and was named to The Dallas Morning News ’ Dallas-Fort Worth metroplex Top Workplaces 2023 and GoBankingRate’s 2023 list of Best Regional Banks. For more information about joining our team, please visit us at www.texascapitalbank.com . Key Responsibilities: Responsible for accounting entries, funds transfers and execution of warehouse funding advances and settlements for Mortgage Warehouse lending Work with partner banks on syndications and participations related to warehouse lines Develop accounting procedures to support HELOC, Gestation, Mark-to-Market, and syndication related payments Process funding advance wires, fee processing and investor wires within established service level agreements Manage the mark to market interest invoicing and net funding transfers Perform General Ledger research and adjustments Audit Coordination: Coordinate and manage submissions for audit requests, ensuring timely and accurate responses. Product Development Support: Collaborate in the development and implementation of new mortgage finance products. Process Improvement: Identify and implement enhancements to processes and procedures to improve efficiency and effectiveness. Identify and address regulatory and procedural non-compliance issues. Maintain data integrity across various systems. Key Competencies: Leadership: Ability to provide clear direction and guidance to team members, fostering a collaborative and high-performing work environment. Attention to Detail: Meticulous in reviewing documentation and processes to ensure accuracy and compliance. Organizational Skills: Strong ability to manage multiple tasks and priorities effectively, ensuring timely completion of responsibilities. Communication and Interpersonal Skills: Excellent verbal and written communication skills, with the ability to interact effectively with clients and team members. Qualifications: Education: Bachelor’s degree in Business or a related field. Experience: At least four (4+) years of banking experience Minimum of 3 years of experience in warehouse lending, loan operations, or the mortgage industry preferred Proficiency in financial systems and software, with advanced skills in Excel. In-depth knowledge of warehouse lending legal documents and mortgage originator business models. Experience with ProMerit or equivalent systems. Characteristics: Professionalism: Demonstrates a high level of integrity and ethical behavior in all interactions. Problem-Solving: Proactive in identifying issues and implementing effective solutions. Adaptability: Flexible and open to change, with the ability to thrive in a dynamic work environment. The duties listed above are the essential functions, or fundamental duties within the job classification. The essential functions of individual positions within the classification may differ. Texas Capital Bank may assign reasonably related additional duties to individual employees consistent with standard departmental policy.Texas Capital is an Equal Opportunity Employer.

Requirements

Bachelor’s degree in Business or a related field.
At least four (4+) years of banking experience
Proficiency in financial systems and software, with advanced skills in Excel.
In-depth knowledge of warehouse lending legal documents and mortgage originator business models.
Ability to provide clear direction and guidance to team members, fostering a collaborative and high-performing work environment.
Meticulous in reviewing documentation and processes to ensure accuracy and compliance.
Strong ability to manage multiple tasks and priorities effectively, ensuring timely completion of responsibilities.
Excellent verbal and written communication skills, with the ability to interact effectively with clients and team members.
Demonstrates a high level of integrity and ethical behavior in all interactions.
Proactive in identifying issues and implementing effective solutions.
Flexible and open to change, with the ability to thrive in a dynamic work environment.

Nice To Haves

Minimum of 3 years of experience in warehouse lending, loan operations, or the mortgage industry preferred
Experience with ProMerit or equivalent systems.

Responsibilities

Responsible for accounting entries, funds transfers and execution of warehouse funding advances and settlements for Mortgage Warehouse lending
Work with partner banks on syndications and participations related to warehouse lines
Develop accounting procedures to support HELOC, Gestation, Mark-to-Market, and syndication related payments
Process funding advance wires, fee processing and investor wires within established service level agreements
Manage the mark to market interest invoicing and net funding transfers
Perform General Ledger research and adjustments
Coordinate and manage submissions for audit requests, ensuring timely and accurate responses.
Collaborate in the development and implementation of new mortgage finance products.
Identify and implement enhancements to processes and procedures to improve efficiency and effectiveness.
Identify and address regulatory and procedural non-compliance issues.
Maintain data integrity across various systems.