Risk Management - Wholesale Credit Risk Analyst

JPMorgan Chase & Co. • New York, NY

17h

About The Position

As a Public Finance Credit Analyst in Public Finance Credit Risk, you support Credit Officers in underwriting and monitoring a diverse portfolio across municipal, healthcare, higher education, non-profit, and infrastructure sectors. You assess complex taxable and tax-exempt structures, derivatives and securities relationships, and intraday liquidity facilities while collaborating across the firm. You grow your expertise through hands-on structuring, risk grading, and client engagement, contributing to process improvements and thoughtful portfolio management.

Requirements

• BA/BS degree is required.
• Knowledge of financial statements, accounting, and financial modeling.
• Strong communication skills—both oral and written.
• Ability to effectively present analysis and interact with key stakeholders.
• Deadline orientation; close attention to detail and accuracy; ability to perform under pressure.
• Ability to work proactively and independently as well as in a team environment.
• Strong interpersonal skills, with the ability to build relationships with key stakeholders across lines of business.
• Advanced Microsoft Office skills (Word, Excel, and PowerPoint)

Nice To Haves

• CFA or CPA certification is a plus.
• Professional experience in financial services preferred (investment banking or similar).
• Familiarity with AI solutions and data analysis tools is a plus.

Responsibilities

• Analyze financial statements, industry trends, and legal agreements to support credit transactions.
• Prepare credit approval memos and participate in discussions with bankers and senior credit officers.
• Prepare credit facilities in coordination with the middle office and legal team.
• Track clients on an ongoing basis, prepare annual credit reviews, and update key stakeholders on developments affecting clients or the industry.
• Build strong relationships and maintain open communication channels with colleagues across the firm, including Bankers, Operations, Legal and Middle Office.
• Keep abreast of changing legislation, governmental actions, and economic trends impacting various US Government, Municipal, and Not-For-Profit sectors and clients.
• Participate in key projects across the department and contribute to process and efficiency improvement initiatives within the Credit organization.

Benefits

• We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location.
• Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions.
• We also offer a range of benefits and programs to meet employee needs, based on eligibility.
• These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more.

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level