Associate, Capital Risk -US

TD Bank • Charlotte, NY

8d

About The Position

We are looking for an Associate to join TD's Capital Risk & Governance team. This role will be part of a specialized team of capital risk professionals providing independent risk management oversight of the US Capital Management team and is responsible for ensuring that all significant capital risks are thoroughly understood, analyzed, and measured against the Bank's risk appetite.

Requirements

• 4-year degree required
• 3+ years relevant experience in Risk, Treasury, Accounting/Finance or Audit preferred
• Familiarity with capital planning and stress testing regulations
• Demonstrated strong conceptual and analytical abilities
• Advanced problem-solving and investigative skills
• Strong communication skills (both written and verbal)
• High attention to detail and ability to work independently to multi-task/manage priorities and meet tight deadlines

Responsibilities

• Provide oversight of US Capital Management, including independent reviews of capital position reporting, stress testing results (including DFAST), baseline forecasting, limit calibration, and capital actions.
• Foster a positive risk culture and work environment that promotes understanding of underlying risks, teamwork, and timely communication of issues.
• Support the preparation of materials for committee meetings.
• Oversee Capital Risk monitoring, control procedures, and documentation to ensure Capital Risk processes are compliant with US regulations.
• Proactively identify process efficiencies where opportunities exist.
• Participate in cross-functional / enterprise initiatives to build subject matter expertise
• Liaise closely with other business partners including Treasury, Balance Sheet Management, other second-line of defense risk partners, and Internal Audit.
• Keep current on emerging issues, trends, and evolving regulatory requirements and grow knowledge of the businesses and related products.

Benefits

• Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals.
• Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition.
• Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home.
• You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities.
• We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level