Commercial Banker V
About The Position
Function : Assume the primary responsibility for managing existing and growing commercial banking relationships Duties and Responsibilities : Interviews customers and prospective customers to identify loan/deposit opportunities Develops and enhances banking relationships with commercial customers by selling loan, deposit, and fee products/services. Collecting and analyzing financial data for proper loan structure for written/verbal presentation to loan committee. Manage commercial calling program for existing customers Responsible for commercial customer growth through the development of an aggressive calling plan. Responsible for the growth of existing commercial customer relationships as well as new client relationships. Moved to its own bullet point Responsible for negotiating customer loan documentation and facilitating loan closings. Assumes responsibility for complex accounts Carries out a variety of business development activities to identify bank prospects, develops key centers of influence, actively participates in industry events and organizations. Ensures compliance with existing loan policies and procedures . Collaborates with commercial banking tea and credit teams to prepare new loan requests, prescreens, and committee presentations. Works with Product partners including Treasury Management and Private Banking to establish products/services for commercial customers. Responds to various customer questions and as needed directs to appropriate party and provides follow through. Actively participates in monthly and quarterly loan portfolio review meetings. Collaborates with Portfolio Manages to manage existing loan portfolio. Monitors and documents performance of existing loan portfolio through call memos, site visits, financial collection / review, including annual reviews and business development plans. Monitors maturing loans and financial/covenant/documentation exceptions. Provides mentoring and guidance to less seasoned Commercial Bankers given level of experience. Manages loan payment delinquency within their loan portfolio. Maintains a good working relationship with bank employees. Demonstrates strong interpersonal skills with the ability to work independently, as well as motivated to work as a team player to contribute to the success of the department and in turn, the organization. Assumes additional responsibilities as required.
Requirements
- Requires a four-year college degree or equivalent, major in Finance/Accounting.
- Ten plus years specialized lending experience.
Responsibilities
- Interviews customers and prospective customers to identify loan/deposit opportunities
- Develops and enhances banking relationships with commercial customers by selling loan, deposit, and fee products/services.
- Collecting and analyzing financial data for proper loan structure for written/verbal presentation to loan committee.
- Manage commercial calling program for existing customers
- Responsible for commercial customer growth through the development of an aggressive calling plan.
- Responsible for the growth of existing commercial customer relationships as well as new client relationships.
- Responsible for negotiating customer loan documentation and facilitating loan closings.
- Assumes responsibility for complex accounts
- Carries out a variety of business development activities to identify bank prospects, develops key centers of influence, actively participates in industry events and organizations.
- Ensures compliance with existing loan policies and procedures .
- Collaborates with commercial banking tea and credit teams to prepare new loan requests, prescreens, and committee presentations.
- Works with Product partners including Treasury Management and Private Banking to establish products/services for commercial customers.
- Responds to various customer questions and as needed directs to appropriate party and provides follow through.
- Actively participates in monthly and quarterly loan portfolio review meetings.
- Collaborates with Portfolio Manages to manage existing loan portfolio.
- Monitors and documents performance of existing loan portfolio through call memos, site visits, financial collection / review, including annual reviews and business development plans.
- Monitors maturing loans and financial/covenant/documentation exceptions.
- Provides mentoring and guidance to less seasoned Commercial Bankers given level of experience.
- Manages loan payment delinquency within their loan portfolio.
- Maintains a good working relationship with bank employees.
- Demonstrates strong interpersonal skills with the ability to work independently, as well as motivated to work as a team player to contribute to the success of the department and in turn, the organization.
- Assumes additional responsibilities as required.
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What This Job Offers
Job Type
Full-time
Career Level
Mid Level
Number of Employees
1-10 employees
