Commercial Credit Analyst I - CVL

GM Financial • Arlington, TX

16h

About The Position

The Commercial Credit Analyst is responsible for researching and analyzing
credit risks, assessing credit history and approving or denying extension of
credit to potential commercial customers. The Analyst develops and maintains
positive business relationships with dealers, field sales staff and supporting
departments within GM Financial, and renders appropriate credit decisions for
commercial financing requests.

Responsibilities

• Analyze commercial credit applications to determine the degree of risk involved in extending credit and make prudent business decisions to approve or deny the extension of credit within established credit authority.
• Some analysis of financial statements, collateral, debt service, personal financial statements and personal cash flow, as applicable to the size and complexity of the commercial transaction.
• Develop and maintain business relationships with dealership personnel that ensure volume objectives and credit quality.
• Effectively maintain consistent purchase policy based on dealer support, portfolio liquidation, and management direction.
• Perform outbound calls to GM dealer body in an effort to educate on GM Financial Commercial products to increase and establish captive relationship
• Develop and maintain basic knowledge of CVL plans, products and programs.
• Screen appropriate commercial parties to ensure GMF compliance with U.S Patriot Act
• Ensure all queues are worked to acceptable CVL service levels.
• Support internal and external sales as required to complement sales activities.

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level
• Education Level: No Education Listed