Consumer Lending Specialist II

UW Credit Union•Madison, WI

3d•Hybrid

About The Position

The Consumer Lending Specialist II is a skilled communicator, has proficient knowledge of consumer lending, and is responsible for sales, underwriting, and education of members and/or new lenders. They oversee the timely and thorough analyses of loan requests and evaluate the components and potential risk factors to appropriate decision applications. This position provides the full range of loan products and services to our members with emphasis on expanding and enriching member relationships by utilizing the department’s service philosophy. The LSII consistently educates members on credit, identifies members’ best financial loan solutions, diagnoses additional cross-sell opportunities, and refers members for non-lending products. Why work for UW Credit Union? Join one of Wisconsin’s premier financial institutions, a National Top Workplace and multi-year recipient of Madison Magazine’s Best Places to Work, Wisconsin State Journal’s Top Workplaces, and Milwaukee Journal Sentinel’s Top Workplaces to receive: 26.5 days of annual time off (accrued per pay period) 2 weeks paid caregiver leave 2.5 weeks paid new child parental leave 2 days paid volunteer time Hybrid work environment: minimum 3 days a week on-site 10 paid holidays (including your birthday!) 401k company match of up to 5%, plus approximately 4% discretionary match 457 deferred-compensation plan Variable bonus reward Competitive Medical, Dental, and Vision plans, including domestic partner eligibility Employee Assistance Program And more!

Requirements

Associate's Degree in business or related field is required.
2-3 years of experience in Consumer Lending or financial adjacent experience is required.
Required to obtain and maintain a Limited Credit Lines License (WI Credit Test #29).
Required to be, or become, federally registered and maintain an active federal registration with the National Morgage Licensing System (NMLS) and Registry.
Required to complete annual training and compliance in accordance with all UW Credit Union Fair Lending Policies and Guidelines including, but not limited to, the Equal Credit Opportunity Act, the Fair Housing Act, and the Home Mortgage Disclosure Act.
Developing analytical, accuracy, critical thinking, and problem-solving skills.
Strong presentation, telephone, oral and written communication skills.
Ability to multi-task and negotiate multiple applications in succession with general proficiency
Strong interpersonal skills and demonstrated ability to represent a professional image.
Knowledge of most lending laws, concepts and practices.
Ability to educate others on lending regulations/policies and procedures.
Knowledge of the principles and practices of effective consumer lending processing requirements.
Strong proficiency in personal computer skills including the use of Internet and MS Office software applications.

Nice To Haves

Bachelor's Degree in business or related field is preferred.
Language proficiency in Spanish is preferred.

Responsibilities

Responsible for Achieving Balanced Scorecard (Sales) Results
Underwriting and Queue Management
Meeting Member Service and Quality Assurance Expectations
Championing Engagement in the Lending Center

Benefits

26.5 days of annual time off (accrued per pay period)
2 weeks paid caregiver leave
2.5 weeks paid new child parental leave
2 days paid volunteer time
Hybrid work environment: minimum 3 days a week on-site
10 paid holidays (including your birthday!)
401k company match of up to 5%, plus approximately 4% discretionary match
457 deferred-compensation plan
Variable bonus reward
Competitive Medical, Dental, and Vision plans, including domestic partner eligibility
Employee Assistance Program