Credit Business Analyst

IBC•San Antonio, TX

1d•Onsite

About The Position

IBC Bank successes are the result of an aggressive and innovative attitude. The Bank's "We Do More" philosophy reflects its dedication to the growth and success of its employees, customers and communities. IBC bank hires talented, creative and dedicated individuals to help our business succeed. We are a company that values leadership, community engagement and relationship building that leads to a culture of excellence. We are currently seeking to fill positions across all business segments. IBC's focus is to be customer centric and strive to provide excellent customer experience. Time Type: Full time This is an in-office position. Department: 672 Corporate Credit Administration Job Summary: The Credit Business Analyst is responsible for managing the new system (Horizon+ Loan Management System). The Business Analyst will be the point person when issues the rise between Credit Administration, IT, and the outside vendors. Job Description: ESSENTIAL JOB FUNCTIONS The statements on this job description are intended to describe the general nature of level of work being performed by incumbents. They are not an exhaustive list of all responsibilities, duties, and skills required by all incumbents. Constant Communication with Credit Departments, Credit Lending, Attorneys, and other Bank departments (IT, etc). Proactively monitor the Loan Management System. Creating reports with recommendations to the company’s management. Analyzing the potential impact of their recommendations. Helping the business to improve processes, services, products, and software. Insure the operation and full compliance with internal policies and procedures as well as applicable regulations and laws. Identify technical needs, planning enterprise architecture and strategizing ideas to improve a business’s decision-making. Assist with any issues that are raised from the Loan Management System. Review and prepare reports. Identify efficiencies. Coordinate the communication process between the Commercial Credit departments and Commercial Lending Divisions. Maintain detailed records of resolution processes. Train users regarding Loan Management System practices and technical issues including policy, procedure change and regulatory compliance. Assist in the management control of the Loan Management System. SKILLS Strong critical thinking and problem-solving skills Regulatory compliance Technology proficient - Ability to grasp new technology and computer applications. Strong written and oral communication skills Comfortable working at a fast pace Microsoft Office Analytical EDUCATION & KNOWLEDGE Required Education: Bachelor's Degree (Finance, Technology, Management System) or equivalent combination of education and work experience. IBC Bank was founded in 1966 to meet the needs of small businesses in Laredo, Texas. The bank's success is a result of an aggressive and innovative attitude. The Bank's "We Do More" philosophy reflects it's dedication to the growth and success of it's employees, customers and communities. Our commitment to "Do More" for the communities we serve permeates our company from top down. The success of IBC and it's 50 consecutive years of growth and profitability are due to strong leadership, customer centric business philosophy and our motto of "Doing More" in our communities. Wait there's more! We offer a comprehensive benefits package, based on eligibility, benefits include: Medical Plan Employer Paid Life Insurance Flexible Spending Program 401k Profit Sharing Program Supplemental Benefit Programs such as: Vision, Dental, Disability Tuition Assistance Program Sick Leave Vacation Paid Holidays

Requirements

Strong critical thinking and problem-solving skills
Regulatory compliance
Technology proficient - Ability to grasp new technology and computer applications.
Strong written and oral communication skills
Comfortable working at a fast pace
Microsoft Office
Analytical
Bachelor's Degree (Finance, Technology, Management System) or equivalent combination of education and work experience.

Responsibilities

Constant Communication with Credit Departments, Credit Lending, Attorneys, and other Bank departments (IT, etc).
Proactively monitor the Loan Management System.
Creating reports with recommendations to the company’s management.
Analyzing the potential impact of their recommendations.
Helping the business to improve processes, services, products, and software.
Insure the operation and full compliance with internal policies and procedures as well as applicable regulations and laws.
Identify technical needs, planning enterprise architecture and strategizing ideas to improve a business’s decision-making.
Assist with any issues that are raised from the Loan Management System.
Review and prepare reports.
Identify efficiencies.
Coordinate the communication process between the Commercial Credit departments and Commercial Lending Divisions.
Maintain detailed records of resolution processes.
Train users regarding Loan Management System practices and technical issues including policy, procedure change and regulatory compliance.
Assist in the management control of the Loan Management System.