Credit Underwriter II
About The Position
Yamaha has an excellent opportunity for a Credit Underwriter II to join our Financial Services team in Kennesaw, GA. The Credit Underwriter II will be responsible for approving or denying credit applications, following purchase policy guidelines, and establishing and maintaining positive relationships dealerships. You play a critical role in helping YMFC-US establish and maintain good relationships with our dealers and our customers. Interpersonal skills, financial acumen, decision-making skills, and a results-oriented approach are significant to your success in this position.
Requirements
- BA / BS degree in Finance, Business or other related course of study is strongly preferred. (High School Diploma Required.)
- Must be highly skilled in credit decisioning and have a solid understanding of consumer credit, and applicable federal and state regulations relative to consumer lending.
- Must have a minimum of 1+ years’ of underwriting experience, preferably in automotive/motorsports.
- Must have strong analytical and quantitative skills, organizational, negotiation, interpersonal skills and acute problem-solving ability. Demonstrate professionalism with dealer communication
- Ability to work flexible hours including weekends and overtime, as necessary; and ability to travel up to 10% at management’s discretion.
- Ability to work flexible hours including weekends and overtime, as necessary.
- Proficient in MS Windows applications, with a strong emphasis in Excel
- Excellent time management and organizational ability
- Strong verbal and written communication skills
Nice To Haves
- Captive/auto finance or banking experience preferred
- Preferred bilingual in Spanish, but not required.
Responsibilities
- Decision applications by placing emphasis on response time, quantity of applications processed, and quality of applications approved.
- Demonstrate professionalism with dealer communication
- Promote, educate, and provide support to dealers on new sales programs, company initiatives and system/process changes. Provide support to dealers and answer ad hoc requests
- Demonstrate knowledge of credit policy and procedures
- Review contract, system exceptions Prepare reports and participate as a subject matter expert on assigned projects.
- Perform related duties as needed.
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What This Job Offers
Job Type
Full-time
Career Level
Mid Level
Education Level
High school or GED
Number of Employees
5,001-10,000 employees
