Credit Underwriter III

Yamaha Motor Corporation, USA

19h

About The Position

Yamaha has an excellent opportunity for a Credit Underwriter III to join our Financial Services team in Kennesaw, GA. The Credit Underwriter III will be responsible for approving or denying credit applications, following purchase policy guidelines, and establishing and maintaining positive relationships dealerships. You play a critical role in helping YMFC-US establish and maintain good relationships with our dealers and our customers. Interpersonal skills, financial acumen, decision-making skills, and a results-oriented approach are significant to your success in this position.

Requirements

BA / BS degree in Finance, Business or other related course of study is strongly preferred. (High School Diploma Required.) Must be highly skilled in credit decisioning and have a solid understanding of consumer credit, and applicable federal and state regulations relative to consumer lending.
Must have a minimum of 3+ years’ of underwriting experience.
Must have strong analytical and quantitative skills, organizational, negotiation, interpersonal skills and acute problem-solving ability. Demonstrate professionalism with dealer communication
Ability to work flexible hours including weekends and overtime, as necessary; and ability to travel up to 10% at management’s discretion.
Good quantitative and business acumen
Proficient in MS Windows applications, with a strong emphasis in Excel
Excellent time management and organizational ability
Strong verbal and written communication skills

Nice To Haves

Captive/auto finance or banking experience preferred

Responsibilities

Decision applications by placing emphasis on response time, quantity of applications processed, and quality of applications approved.
Demonstrate professionalism with dealer communication
Promote, educate, and provide support to dealers on new sales programs, company initiatives and system/process changes. Provide support to dealers and answer ad hoc requests
Demonstrate knowledge of credit policy and procedures
Review contract, system exceptions Prepare reports and participate as a subject matter expert on assigned projects.
Lead testing efforts (i.e., User Acceptance Testing) of changes to the loan origination software and related systems.
Support training and developing for credit underwriters.
Provide support when supervisor or management is not available.
Perform related duties as needed.