Digital Banking Specialist

Northern BankWoburn, MA
3d$23 - $34

About The Position

The Digital Banking Specialist I role is responsible for supporting and managing the end-to-end digital account opening process for retail and business customers. This role ensures a seamless customer experience while maintaining compliance with regulatory requirements, KYC/AML standards, and internal policies. The specialist acts as a bridge between customers, digital platforms and internal teams to resolve issues and optimize onboarding.

Requirements

  • 3-5 years’ experience in Digital Banking, Banking Customer Service, Deposit Operations, Contact Center and/or Retail Banking
  • Comprehensive knowledge of deposit products and banking services
  • Comprehensive knowledge of the bank electronic services, including but not limited to, consumer and business electronic banking, mobile banking, bill-pay, external transfers, debit cards
  • Working knowledge of Bank policies and procedures including those governed by Federal or State Regulations

Nice To Haves

  • Experience/Knowledge of the following is preferred: MS Office applications, Harland Clarke Checking Ordering, FIS IBS Insight, CMSe for Debit and ATM Cards, and Salesforce CRM

Responsibilities

  • Review, verify, and process online account opening applications accurately and within defined service-level agreements (SLAs)
  • Perform customer due diligence KYC and AML checks in accordance with regulatory and bank policies
  • Validate customer documentation and resolve discrepancies or missing information
  • Communicate with customers via digital channels (email, chat, phone) to support onboarding and address inquiries
  • Monitor and troubleshoot issues related to digital onboarding tools and account opening platforms
  • Collaborate with compliance, fraud, IT, and operations teams to resolve exceptions and escalations
  • Maintain accurate records and documentation in core banking and digital systems
  • Identify trends, recurring issues, and opportunities to improve the online account opening process
  • Ensure adherence to data privacy, security standards, and regulatory requirements
  • Support testing and rollout of new digital banking features related to onboarding
  • Manage daily returned mail for the Bank
  • Perform other Bank related functions as may be required
© 2024 Teal Labs, Inc
Privacy PolicyTerms of Service