Financial Crime Compliance Analyst

Capital on Tap•New York, NY

8h•$70,000 - $105,000•Hybrid

About The Position

We’re Capital on Tap 👋 💳 Capital on Tap was founded with the mission to help small business owners and make their lives easier. Today, we provide an all-in-one business credit card & spend management platform that helps business owners save time and money. Capital on Tap proudly serves over 200,000 businesses across the world and our goal is to help 1 million small businesses by 2030. 📍 Union Square, New York | 🏢 2 days in Office | $70,000 - $105,000 US Compliance 🚀 Our US Compliance team is fully accountable for keeping our fast-growing US business compliant - covering financial crime investigations, regulatory reporting, policy, and every new product and feature we launch in the US. They also own the relationship with our partner bank.

Requirements

1-2 years owning and completing FinCrime Investigations
Experience in drafting suspicious activity reports (SARs)
Experience in managing 314(a) requests
Basic SQL experience

Responsibilities

Escalations: Process and decision financial crime escalations from the 1st line FinCrime team and other business units.
Regulatory Reporting & Sign-off: Handle 314a, AML, and OFAC Reports for the US, and execute final sign-offs for PEPs, and High-Risk entities.
SAR Drafting & Review: Draft, review, and finalize internal suspicious activity reports raised by cross-functional teams (e.g., credit, customer operations).
Policy Maintenance: Maintain and update AML policies, procedures, and standards for the 1st line, ensuring all regulatory updates and feedback from Compliance Monitoring, QA, and Independent Audit are integrated.
Cross-Functional Intelligence: Participate in FinCrime team meetings to provide input and share knowledge regarding identified, emerging operational threats and trends.
External Coordination: Liaise directly with internal teams to gather necessary documentation for external law enforcement inquiries and partner bank requests.