Fraud Operations Manager

United Community Bank•Greenville, SC

1d•$84,136 - $139,486

About The Position

The Fraud Operations Manager will lead a high-performing first-line fraud operations function to protect customers,minimize fraud losses, and meet regulatory expectations. This role is responsible for establishing and scaling a customerandemployee-facing fraud contact center, implementing fraud triage and investigation processes and procedures, settingperformance expectations and monitoring frameworks, and partnering closely with Fraud Governance, Fraud Technology,and cross-functional business partners to balance fraud loss risk with regulatory obligations and customer experience.This leader will also provide coaching, performance management, and professional development for a growing team.

Requirements

Bachelor's degree or higher preferred
Experience: Minimum of 10 years’ work experience in contact center, preferably in banking or financial services,with 5+ years’ experience handling fraud or related investigations
Strong background in contact center leadership
Knowledge of banking systems and processes, regulations and guidelines related to fraud
Experienced in handling competing priorities, managing concurrent tasks and initiatives in a fast-pacedenvironment
Works independently with minimal oversight, taking full ownership of deliverables
Collaborates effectively with colleagues across the institution
Excellent analytical, communication, and problem-solving skills
This position manages employees and is responsible for coaching, development, and performancemanagement of those employees.
Must be able to pass a criminal background & credit check
This is a full-time, non-remote position
FLSA Status: Exempt

Nice To Haves

Strong understanding of fraud typologies, fraud operations, and fraud technology platforms

Responsibilities

Establish & Lead a Fraud Contact Center (Customer & Employee-Facing)
Establish a scalable, multi-channel fraud contact center (phone, secure messaging, email/chat) forinquiries, fraud reports, education, and escalations.
Develop staffing models, workforce management schedules, and coverage plans to meet SLAs.
Define triage flows for all types of suspected fraud, including check, ACH/Wire, card, ID theft, accounttakeover, P2P, and scams.
Create escalation paths for complex cases and high-risk events (elder financial exploitation, mule activity,business email compromise).
Implement QA/monitoring processes to ensure consistency, compliance, and excellent service incommunications with customers and employees.
Implement Fraud Processes & Procedures
Design and maintain end-to-end procedures for intake, authentication, evidence collection, investigation,decisioning, and remediation for all fraud types.
Standardize customer communications with compliant, plain-language templates.
Build the control environment, including identity verification, call authentication, and callback procedures.
Ensure procedures properly identify types of fraud involved to meet applicable timelines.
Establish Performance Expectations, Metrics & Monitoring
Define operational KPIs such as: Average Speed of Answer (ASA), Abandon Rate, AlertAcknowledgement, Case/Dispute Aging, Time-to-Final Decision, Quality Scores, AgentOccupancy/Utilization, and Fraud Loss per Account/Transaction.
Build operational dashboards and regular performance monitoring reports.
Implement QA scoring, side-by-sides, calibrations, and coaching loops to drive continuous improvement.
Monitor fraud typologies, loss trends, and controls performance.
Coordinate incident response for fraud spikes (e.g., BIN/merchant attacks, check fraud rings).
Program Ownership & Cross-Functional Partnership
Coordinate with Fraud Governance, Legal, and other cross-functional business partners to align onregulatory interpretation and customer treatment.
Ensure adherence to applicable regulations and network rules (e.g., Reg E timelines and error resolution,Reg Z chargebacks, NACHA/ACH rules, card network chargeback programs, etc.).
Draft, review, and maintain policies, standards, and procedures.
Support audits, issues management, and regulatory exams.
Prepare business cases for control enhancements and fraud reduction initiatives, balancing lossmitigation with customer experience and compliance.
People Leadership
Lead a high-performing team of fraud agents and investigators.
Foster culture of accountability, transparency, and continuous improvement.
Provide coaching, performance management, and professional development.