Item Processing Specialist

HomeTrust BankAsheville, NC
5d

About The Position

The Item Processing Specialist will be responsible for day-to-day operations in Item Processing. Duties within the department include RIM (Review & Manual Returns), check adjustments, FED adjustments, collections, Subpoena processing & research, daily balancing of in clearings, processing of return deposit items, bank by mail, third-party depository posting, and general support for bank branch offices.

Requirements

  • High school diploma or equivalent required.
  • 5+ years’ experience in a financial institution required, preferably in a back-office operations or card services area.
  • Basic knowledge of accounting, balancing principals, and bank operations.
  • Demonstrated technology skills, including intermediate proficiency with Microsoft Office Suite.
  • Initiative and accuracy required, as well as an understanding of regulatory requirements and risk operations to minimize/eliminate potential loss.
  • Detail-oriented and organizational skills.
  • Time management skills, ability to multi-task.

Nice To Haves

  • Bachelor’s degree in relevant field.

Responsibilities

  • Subject matter expert for Item Processing.
  • Processes NSF’s and non-post items, chargeback items, large dollar item verification, address changes, dormant account release requests, and stop payments in a timely manner.
  • Process legal matters such as: Tax Levies, Garnishments, Freezes, Subpoenas, and Summons.
  • Prepare adjustment such as encoding errors, duplicate presentments, and fraudulent items.
  • Process collection items, verification of deposit and return mail processing.
  • Performs document administration and management tasks to file, safe keep, image, and audit documents.
  • Prepares appropriate customer correspondence and notices.
  • Takes ownership of problem resolution on deposit products and services, identifying the issue, resolving, and following up with customer to ensure satisfaction.
  • Assists with reviewing, processing, and performing daily operational duties including workflows.
  • Develops and maintains an in-depth knowledge of bank products, services, department procedures and policies, and regulations to ensure accurate handling of inquiries.
  • Cross-trains to perform other functions and duties assigned in Deposit Operations.
  • Maintains confidentiality and security of sensitive information.
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