Junior Loan Originator
About The Position
CrossCountry Mortgage (CCM) is the nation's number one distributed retail mortgage lender with more than 7,000 employees operating over 700 branches and servicing loans across all 50 states, D.C. and Puerto Rico. Our company has been recognized ten times on the Inc. 5000 list of America's fastest-growing private businesses and has received many awards for our standout culture. A culture where you can grow! CCM has created an exceptional culture driving employee engagement, exceeding employee expectations, and directly impacting company success. At our core, our entrepreneurial spirit empowers every employee to be who they are to help us move forward together. You’ll get unwavering support from all departments and total transparency from the top down. CCM offers eligible employees a competitive compensation plan and a robust benefits package, including medical, dental, vision, as well as a 401K. We also offer company-provided short-term disability, an employee assistance program, and a wellness program. Position Overview: The Junior Loan Originator supports senior loan officers in originating, processing, and closing residential and/or commercial loans. This entry‑level role focuses on learning lending guidelines, developing effective client relationships, and assisting borrowers throughout the loan application process. The Junior Loan Originator ensures all activities are completed in accordance with regulatory requirements and CCM policies.
Requirements
- NMLS License required under the S.A.F.E. Act of 2008.
- High School Diploma or equivalent.
- 1+ years of experience in mortgage lending, banking, sales, or financial services.
- Understanding of mortgage products and lending regulations, or a willingness to learn.
- Attention to detail and excellent organizational skills.
- Excellent communication and collaboration skills.
- Skilled in reviewing and analyzing financial documents.
- Skilled in customer service and supporting client needs.
- Proficiency in Microsoft Office Suite and loan origination software.
Nice To Haves
- Associate’s or Bachelor’s Degree in Finance, Business, or a related field, preferred.
Responsibilities
- Assist in originating residential and/or commercial loan applications.
- Collect and review borrower financial information (income, assets, credit reports, employment history).
- Pre-qualify and pre-screen applicants based on lending guidelines.
- Explain loan products, terms, and conditions to prospective borrowers.
- Maintain regular communication with clients regarding loan status.
- Coordinate with processors, underwriters, appraisers, and title companies.
- Ensure loan files are complete, accurate, and compliant with federal and state regulations.
- Follow up on leads and support business development efforts.
- Maintain accurate records in loan origination systems (LOS) and CRM platforms.
- Provide excellent customer service throughout the loan process.
Benefits
- CCM offers eligible employees a competitive compensation plan and a robust benefits package, including medical, dental, vision, as well as a 401K.
- We also offer company-provided short-term disability, an employee assistance program, and a wellness program.
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What This Job Offers
Job Type
Full-time
Career Level
Entry Level
Education Level
High school or GED
