Junior Underwriter

Berkley•Chicago, IL

2d•$60,000 - $90,000

About The Position

The Junior Underwriter role at Berkley Construction Solutions is an early‑career underwriting position responsible for supporting the evaluation, selection, and pricing of excess casualty construction risks using BCS’s advanced underwriting systems, data platforms, and AI‑enabled decision support tools. This role focuses on developing strong underwriting judgment while leveraging modern technology to accelerate submission intake, improve data quality, and support consistent, guideline‑driven underwriting decisions. The Junior Underwriter works within defined authority levels and under the guidance of underwriting management, while gaining hands‑on experience with BCS’s underwriting workflows, analytics, and automation capabilities.

Requirements

Bachelor’s degree required
0–3 years of related underwriting, insurance, or financial services experience (or equivalent combination of education and experience)
Foundational understanding of commercial underwriting principles and risk evaluation
Strong comfort working in technology‑enabled underwriting environments
Ability to interpret and apply system‑generated data, analytics, and AI‑driven insights
Demonstrated aptitude for learning underwriting concepts, systems, workflows, and automation tools
Strong analytical, organizational, and time‑management skills
Effective written and verbal communication skills
Interest in developing expertise in excess casualty and construction underwriting
Ability to travel 20%

Nice To Haves

Progress toward insurance designations (AU, CPCU) preferred but not required

Responsibilities

Evaluate new and renewal excess casualty construction submissions using BCS’s underwriting systems, workflow tools, and integrated data sources
Leverage AI‑enabled submission intake, data enrichment, and risk scoring tools to support underwriting analysis and decision‑making
Review system‑generated insights, alerts, and data outputs to validate risk information and identify items requiring underwriting judgment
Prepare underwriting recommendations, pricing inputs, and coverage terms within established guidelines and authority
Support efficient quote‑to‑bind execution by utilizing intuitive, technology‑driven underwriting workflows
Maintain accurate underwriting files and documentation within core underwriting and analytics platforms
Collaborate with Operations, Technology, Claims, and Finance teams to ensure data accuracy and workflow adherence
Adhere to underwriting governance, authority structures, and system controls designed to ensure consistency and compliance
Support continuous improvement initiatives by providing feedback on underwriting tools and processes
Perform other duties as assigned