Mortgage Disclosure Specialist

TRUSTONE FINANCIAL CREDIT UNION•Burnsville, MN

16h•$18 - $22

About The Position

Responsible for reviewing first mortgage loans for completeness, sending out TILA-RESPA Integrated Disclosure (TRID) documents in the required time frame and following all regulations established for the mortgage industry. Provide quality member service for internal and external members.

Requirements

Availability to work 40 hours per week Monday through Friday between the hours of 8:00am – 4:30pm at either our Plymouth Corporate or Burnsville Administrative office location; non-exempt.
High School Diploma or equivalent. Bachelor’s degree in business-related field preferred.
Six months of experience in mortgage loan disclosure desk or mortgage processing.
Knowledge of mortgage product guidelines, and regulatory requirements.
Excellent oral and written communication skills.
A high level of business acumen with the ability to develop strong relationships with branch personnel and industry partners.
Ability to identify and facilitate change in a deadline driven, highly regulated environment.
Competency in basic math skills such as calculating interest and mortgage payments.
Attention to detail and problem-solving skills in a high-paced environment.
Ability to work with and balance data in a variety of loan systems.
Ability to work well under pressure and be able to meet externally influenced deadlines.
Solid time management skills and the ability to organize, prioritize and perform multiple tasks simultaneously.
Compliance with the Bank Secrecy Act and all its provisions.
Ability to pass a pre-employment drug test and various background checks.
Regular and reliable attendance at the workplace.

Nice To Haves

Bachelor’s degree in business-related field preferred.
Experience with Ellie Mae Encompass loan origination system, preferred.

Responsibilities

reviewing first mortgage loans for completeness
sending out TILA-RESPA Integrated Disclosure (TRID) documents in the required time frame
following all regulations established for the mortgage industry
Provide quality member service for internal and external members

Benefits

Competitive pay and incentive programs for all positions.
Health insurance with the ability to choose which plan option is best for you – a Traditional Health Plan or Health Savings Plan.
Affordable dental and vision insurance coverage.
Earn 22 days of paid time off annually for full-time employees with an equivalent accrual for part-time employees – and, the longer your tenure, the more PTO you’ll have to enjoy.
10+ paid holidays each year.
Up to 16 hours of paid time annually to volunteer for organizations you are passionate about.
401(k) with 50% employer match on the first 6% you contribute – plus, after one year of service, an additional 3% safe harbor employer contribution that is immediately 100% vested regardless if you are contributing or not.
Eligibility for profit sharing opportunities in the form of a contribution to your 401(k) account.
Employer-paid Short Term and Long Term Disability benefits.
Employer-provided life insurance up to 2.5x your base salary with the option to purchase additional coverage for yourself, spouse and eligible dependents.
Reimbursement for higher education expenses of up to $5,250 per calendar year (including tuition, books and activity fees).
Career development opportunities – including our STEP job shadow program, TruStone Academy certification courses, Mentorship Program and more.
Special employee discounts when you join TruStone Financial as a credit union member.
Employee activities, events, discounts, and many other great benefits and perks!