Part-time Mortgage Processor

First Southern Bank • Florence, AL

1d

About The Position

Deep Roots, Home Grown, Still Growing… We’re Hiring! First Southern Bank is rapidly expanding our community banking footprint. Our mission is to deliver valuable and tailored solutions to our broad family of customers in an environment of approachability and excellence. We are looking for a team member who is focused on delivering passionate and consistent excellence, being a great team player, and embracing a diversity of ideas. First Southern Bank is looking for a part-time Mortgage Loan Processor to join our team! The Mortgage Loan Processor is responsible for the processing of mortgage loans from origination to funding. This position will support Mortgage Loan Officers and other processors by collecting and verifying necessary documentation and managing the loan pipeline to ensure closing deadlines are met.

Requirements

• High School Diploma or GED
• 2+ years’ experience in mortgage loan processing
• Thorough understanding of conventional and government loan requirements, guidelines, and documentation
• Strong leadership, communication, and interpersonal skills; effectively and directly both verbally and in writing
• Ability to operate in a team environment to accomplish shared goals
• Ability to prioritize multiple demands
• Friendly, courteous, and professional disposition

Responsibilities

• Ensure the timely and accurate processing of mortgage loan files from origination through post-closing delivery
• Manage multiple loan files, collect, and record customer information
• Verify all documentation for accuracy and compliance, which includes RESPA and Regulation Z compliance, BSA compliance, adherence to loan closing conditions, adherence to document expiration dates
• Responsible for follow up to clear exceptions for corrections to legal documentation and/or missing documentation
• Proactively communicate loan progress with customers and mortgage loan officers
• Coordinate with various parties involved in the loan process, such as appraisers, title companies, and insurance agents
• Arrange loan closings; notify all related parties and prepare the completed loan package for closing
• Prepare required bank and regulatory reports
• Maintain current knowledge of all federal and state laws and regulations, along with the Bank’s policies and procedures
• Maintain the highest level of confidentiality related to the bank, customers, board members and bank associate information

What This Job Offers

• Job Type: Part-time
• Career Level: Entry Level
• Education Level: High school or GED