Mortgage Processor

United Fidelity Bank•Evansville, IN

About The Position

It's fun to work at a company where people truly BELIEVE in what they're doing! We're committed to bringing passion and customer focus to the business. Recruiting agencies must have a valid, written and fully executed Master Service Agreement and Statement of Work for consideration. The Mortgage Processor is responsible for obtaining, processing, and reviewing all required loan documents needed for loan approval. This includes all applicable income, asset, property information, Federal and State disclosures, etc. The successful candidate will facilitate the ordering of all third-party services including but not limited to appraisal, title, and flood. Essential Job Functions include, but are not limited to: Responsible for processing all types of residential and consumer loan applications. Responsible for preparing preliminary disclosures and closing documents on all loan applications. Reviews all documentation necessary for loan approval for accuracy and completeness and updates all data in the Loan Origination System when necessary. Places third party vendor orders for appraisals, titles and other loan specific requirements pertaining to Federal and State guidelines. Assists in responding to questions from consumers throughout the loan process, facilitates scheduling of loan closing. Follows-up on outstanding documentation. Submit completed loan package to lenders for approval. Stays up to date on trends and developments in the local real estate market, as well as changing rules and regulations pertaining to both conventional and government-insured mortgages. Maintain positive working relationship with loan originators, realtors, builders, and customers. Perform all duties in relation to the Bank Secrecy Act under the guidance of the BSA Officer. To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. In accordance with the Americans with Disabilities Act, Reasonable Accommodations may be made to enable qualified individuals with disabilities to perform the essential functions. Skills and Abilities Required to Perform Essential Job Functions: Accuracy - Ability to perform work accurately and thoroughly. Analytical Skills - Ability to use thinking and reasoning to solve a problem. Communication - Ability to communicate effectively with others via all mediums. Detail Oriented - Ability to pay attention to the intricate details of a project or task. Organized - Possessing the trait of being organized or following a systematic method of performing a task. Customer Oriented - Ability to take care of the customers’ needs while following company procedures. Accountability - Ability to accept responsibility and account for his/her actions. Proficient with the Microsoft Office suite of products.

Requirements

Accuracy - Ability to perform work accurately and thoroughly.
Analytical Skills - Ability to use thinking and reasoning to solve a problem.
Communication - Ability to communicate effectively with others via all mediums.
Detail Oriented - Ability to pay attention to the intricate details of a project or task.
Organized - Possessing the trait of being organized or following a systematic method of performing a task.
Customer Oriented - Ability to take care of the customers’ needs while following company procedures.
Accountability - Ability to accept responsibility and account for his/her actions.
Proficient with the Microsoft Office suite of products.
High School diploma or equivalent required, college degree preferred.
3-5 years’ experience in processing/closing residential mortgages preferred.

Responsibilities

Responsible for processing all types of residential and consumer loan applications.
Responsible for preparing preliminary disclosures and closing documents on all loan applications.
Reviews all documentation necessary for loan approval for accuracy and completeness and updates all data in the Loan Origination System when necessary.
Places third party vendor orders for appraisals, titles and other loan specific requirements pertaining to Federal and State guidelines.
Assists in responding to questions from consumers throughout the loan process, facilitates scheduling of loan closing.
Follows-up on outstanding documentation.
Submit completed loan package to lenders for approval.
Stays up to date on trends and developments in the local real estate market, as well as changing rules and regulations pertaining to both conventional and government-insured mortgages.
Maintain positive working relationship with loan originators, realtors, builders, and customers.
Perform all duties in relation to the Bank Secrecy Act under the guidance of the BSA Officer.