Product Analyst III

GAINSCO

2d • Remote

About The Position

We are seeking a Product Analyst III to serve as the state owner for 2–3 states, partnering closely with leadership to drive profitability and growth through pricing and non-pricing actions. You’ll analyze market and performance trends, execute strategic rate changes, manage regulatory filings, and collaborate cross-functionally (Sales, Actuarial, Marketing, IT, Testing) to ensure competitive product positioning and strong business results.

Requirements

• Bachelor’s degree in Economics, Actuarial Science, Math, Statistics, Insurance, or related field required.
• 3+ years of experience in Product or Actuarial roles within the Property & Casualty insurance industry required.
• Direct experience with rate filings and insurance product strategy required.
• Strong understanding of insurance/pricing concepts, underwriting rules, business processes, and key financial metrics.
• Advanced skills in Microsoft Excel and PowerPoint.
• Proficiency in SQL, SAS, or Python is required.
• Strong analytical skills—able to work with large datasets and translate results into clear recommendations.
• Deadline-driven with ability to manage competing priorities in a fast-paced environment.
• Clear communicator with strong emotional intelligence and ability to influence cross-functional partners.
• Comfortable presenting to senior leaders with concise, data-backed storytelling.
• High ownership mindset and natural curiosity to dig deeper into “what else” is driving results.

Nice To Haves

• Experience with Power BI or Tableau is a plus.

Responsibilities

• Serve as the state owner for 2–3 markets, managing profitability and growth targets.
• Recommend pricing and underwriting actions based on deep analysis of trends and performance metrics.
• Coordinate with Sales, Actuarial, Marketing, IT, and Testing teams to execute strategic rate changes.
• Present quarterly state performance and strategy updates to executive leadership.
• Identify and pursue premium and policy growth opportunities.
• Partner with Sales to target high-potential segments and optimize product positioning.
• Conduct competitive analysis and market research to inform product enhancements and strategic decisions.
• Prepare and submit accurate regulatory filings; respond to objections and ensure timely approvals.
• Support initiatives to automate processes, improve product performance, and solve business challenges.
• Develop and maintain reports and dashboards using tools like Power BI.
• Collaborate with different departments to implement innovative solutions.

Benefits

• Excellent benefits package: medical & dental, vision insurance, life insurance, short-term and long-term disability insurance.
• Parental Leave Policy.
• 401K + Company Match.
• PTO Plan + Paid Company determined Holidays.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level