About The Position

Responsible for designing, developing, and implementing solicitation programs to attract new customers in the business community. Additionally, this position manages commercial customer relationships as well as underwrites and manages commercial loans.

Requirements

  • Bachelor’s degree in business, finance or related field
  • Knowledge of bank policies, procedures and products
  • Effective and professional verbal and written communications
  • Exceptional interpersonal skills including ability to develop business relationships
  • Strong research skills
  • Strong negotiation skills
  • Proficient on department software and MS Office products

Nice To Haves

  • Previous commercial lending experience (preferred)
  • Knowledge and experience with Healthcare specific lending (preferred)

Responsibilities

  • Develop and implement business development strategies and activities in order to attract profitable new commercial business.
  • Effectively manage, retain, and grow existing commercial customer relationships to enhance their profitability.
  • Efficiently and effectively, analyze and underwrite commercial loan requests balancing risk with revenue opportunities.
  • Negotiate credit terms, such as pricing, loan repayment methods, and collateral specifications.
  • Provide input into the interest rate structure to be consistent with bank policies and procedures, and to be competitive with current market rates.
  • Minimize credit portfolio risk by proactively managing assigned commercial loan portfolio. This includes assigning appropriate risk grades, ensuring proper documentation, timely receipt and analysis of financial information, annual credit reviews, and developing and implementing timely action strategies to mitigate risk.
  • Regular, reliable, and predictable attendance.
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