Senior Commercial Real Estate Portfolio Manager
About The Position
The Senior Commercial Real Estate Lending Portfolio Manager is responsible for managing and monitoring a portfolio of commercial real estate loans to ensure credit quality, compliance, and profitability. This role involves underwriting, risk assessment, relationship management, and performance monitoring of loans, while collaborating with lenders and credit team to meet client and bank objectives. At a high level, this role is responsible for: Assisting the Lenders to manage and monitor a diverse portfolio of commercial real estate loans. Performing initial underwriting and credit analysis for new relationships. Preparing pre-screen packages and working with Lenders to present recommendations. Ensuring compliance with bank policies and regulatory standards. Reviewing draft annual reviews and covenant testing. Collaborating with lenders and credit team to optimize client relationships. Identifying and mitigating portfolio risks through proactive management. Maintaining in-depth knowledge of local real estate markets and economic trends. Supporting business development and cross-selling opportunities.
Requirements
- Bachelor’s degree in Finance, Accounting, Business, or related field.
- 10+ years in commercial real estate lending, underwriting, or portfolio management.
- Strong technical business skills including: Proficiency in financial analysis, credit risk assessment, and loan structuring.
- Familiarity with underwriting software (e.g., CoStar)
- Advanced Excel skills for data analysis and portfolio reporting
- Strong organizational and communication abilities to work closely with external customers as well as internally across all levels of the organization.
- Exceptional critical thinking and problem-solving skills.
Nice To Haves
- Regulatory knowledge of FDIC, OCC, and state banking regulations would be helpful for this role.
Responsibilities
- Portfolio Management Oversee a portfolio of commercial real estate loans, ensuring adherence to loan terms, covenants, and regulatory requirements.
- Review annual and periodic reviews, covenant testing, and modifications.
- Monitor maturities, delinquencies, and risk ratings; develop mitigation plans for potential issues.
- Underwriting & Credit Analysis Perform detailed financial and collateral analysis for new loans.
- Prepare pre-screen packages on new opportunities, including cash flow analysis and risk assessments.
- Review approval or modification reports for loan requests.
- Compliance & Documentation Ensure loan documentation accuracy and compliance with bank policies and regulatory standards (FDIC, OCC, state banking regulations).
- Track and resolve documentation exceptions and covenant breaches.
- Client Relationship Management Maintain strong relationships with borrowers and internal stakeholders.
- Identify cross-selling opportunities and support business development initiatives.
- Risk Management Monitor portfolio performance and market trends to identify emerging risks.
- Implement strategies to maintain asset quality and profitability.
Benefits
- A competitive salary range estimated at $110,000-140,000 annually for this position.
- Generous Paid Time off to help you rest, recharge, and take care of what matters most
- Health, dental, and vision insurance with tax-advantaged FSA and HSA account options
- Retirement benefits including 401k plan with discretionary matching contributions
- Tuition reimbursement program for continuing education and professional development
- Parental Leave for both primary and secondary caregivers
- Childcare assistance program to support working parents and their eligible dependents
- Short-term and long-term disability coverage for long-term income stability
- Basic Life and AD&D insurance with elective additional coverage for you, your spouse, or children
- Professional and personal skill development resources offered through bank-paid LinkedIn Learning subscription
- Mental wellness benefits including Headspace meditation app subscription and access to our Employee Assistance Program
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What This Job Offers
Job Type
Full-time
Career Level
Mid Level
