SVP Commercial & Small Business

Utah Community Credit Union (UCCU)•Provo, UT

About The Position

As a member of Senior Management, this position is responsible for the overall leadership, strategy, and performance of UCCU’s commercial lending division, including commercial real estate, construction, and small business lending. Oversee credit risk, portfolio management, regulatory compliance, sales and service delivery, and underwriting functions. Provides vision and direction to a team of directors and staff, ensuring delivery of competitive and compliant commercial lending solutions that support the financial success of the organizations membership and long-term growth strategies. Develop policies, procedures, and training programs to ensure efficient and effective operations. The SVP supervises and evaluates subordinate personnel.

Requirements

Bachelor’s degree in business, finance, or a related field; or equivalent combination of experience and education.
Thorough understanding of commercial lending.
Complete knowledge of business lending regulatory requirements, and documentation.
Understanding of collections procedures and related legal actions.
Familiarity with property management.
Understanding of Real Estate Appraisal techniques (commercial) and title issues.
Knowledge of managerial practices, credit union policies and market best practices
Strong knowledge of commercial real estate, construction, small business and SBA loans.
Minimum of five years of related commercial lending experience.
Minimum of five years of supervisory or managerial experience.
Experience handling problem loans and loan workouts.
Experience with the foreclosure process and related litigation.
Strong leadership and supervisory skills.
Excellent financial analysis abilities.
Solid communication and negotiation abilities.
Strong public relations skills.
Able to use all related computer applications and business machines.