VP, State Product Management
About The Position
The Vice President, State Product Management is a senior leader within the Product organization, reporting directly to the SVP, Product Management. This role serves as the accountable product leader for assigned state portfolios, with full ownership of state-level P&L performance, including growth, profitability, and retention. The Vice President defines and leads the state-level portfolio strategy required to maximize growth while delivering sustainable performance. This includes setting state-specific growth and profitability priorities, determining competitive positioning, sequencing pricing and underwriting actions, and ensuring disciplined execution of product and rate initiatives to achieve targeted outcomes.
Requirements
- 15+ years of experience in Personal Lines insurance, including significant portfolio, product, or actuarial leadership responsibility
- Demonstrated experience owning and managing P&L performance
- Strong understanding of multi-state regulatory environments
- Proven ability to translate strategy into measurable performance outcomes
- Exceptional analytical capability and executive judgment
- Ability to influence and align senior leaders across functions
- Highest level of integrity and accountability
Nice To Haves
- High Net Worth Personal Lines experience preferred
Responsibilities
- State Portfolio Leadership and P&L Accountability
- Own end-to-end performance of assigned state portfolios
- Establish and deliver against annual growth, profitability, and retention objectives
- Prioritize and sequence portfolio actions across rate, underwriting, appetite, forms, and guidelines
- Maintain a structured performance review cadence while establishing clear accountability with cross functional stakeholders for results
- Identify and respond to emerging trends proactively
- Strategy Execution and Governance
- Translate national product direction into state-specific action plans
- Drive consistent and disciplined implementation of product initiatives
- Ensure clear ownership, timelines, and cross-functional alignment for all major initiatives
- Institutionalize execution playbooks and feedback loops to refine both state and national strategy over time
- Regulatory Strategy and Excellence
- Develop forward-looking state filing strategies aligned to portfolio objectives
- Partner closely with Legal, Compliance, and Actuarial to ensure well-supported, high-quality submissions
- Maintain proactive and collaborative engagement with regulators
- Ensure filings clearly articulate value to members and reflect market conditions
- Enterprise Integration and Market Intelligence
- Integrate insights across Underwriting, Claims, Distribution, Risk Management, and Actuarial to inform state-level decisions
- Help steer field strategies through data-driven portfolio insights
- Leverage competitive intelligence and local market analysis to inform positioning
- Ensure product offerings reflect competitive dynamics, member expectations, and broker needs
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What This Job Offers
Job Type
Full-time
Career Level
Executive
Education Level
No Education Listed
