Financial Crimes Alert Analyst

Ameris Bank

About The Position

Ameris Bank is a purpose-driven company, dedicated to bringing financial peace of mind to communities, one person at a time. Whether a customer wants to grow their business, buy a home, or feel confident in their retirement plan, they have a partner in Ameris Bank. We serve customers in our locations across the Southeast, Mid-Atlantic and nationwide through our extensive digital offerings and mobile app. Delivering financial peace of mind starts with a team that values integrity and rewards ingenuity. At Ameris, you’ll find teammates who are inclusive, collaborative problem-solvers who go the extra mile to support one another and to meet every customer’s needs. When teammates are empowered and bring their diverse perspectives to the table, we create the best possible outcomes for our customers. At Ameris, we know that a growth mindset is key for high performance and fosters an environment that prioritizes continuous improvement. Teammates have access to Employee Resource Groups that serve as advocates and purpose and how you can bring it to life as an Ameris Bank teammate. Responsible for performing assessments of alerted activity and plays a key role in the identification of unusual activity. Performs other projects and duties as assigned.

Requirements

Computer literacy and proficiency in Microsoft Office suite
Working knowledge of a bank operating environment and applicable systems preferred
Working knowledge and understanding of BSA/AML rules, laws and regulations including the USA PATRIOT Act
Sound oral and written communication skills
Sound critical thinking ability
Sound analytical, problem solving and organizational skills
Detail oriented
Ability to be a self-starter
Ability to build relationships
2+ years of direct AML experience
Bachelor’s degree or equivalent of education and related training or experience required.

Nice To Haves

CAMS certification (ACAMS)
CAMS certification preferred

Responsibilities

Perform assessments of alerted customer activity generated from transaction monitoring software
Ensure timely identification and escalate unusual activity
Analyze customer activity to make independent judgements of whether the activity is unusual and requires escalation
Draft reports and documenting analysis in a logical manner that sufficiently supports decisions
Work with front line staff to obtain any information that would be helpful during the alert assessment and analysis
Apply critical thinking skills to recognize patterns, trends and inconsistencies within transactional and customer data to detect, prevent, mitigate and report potentially suspicious activity
Understand complex issues and customer risks associated with money laundering, terrorist financing, financial crimes or other legal and reputational risks
Stay current with money laundering and terrorist financing behaviors, trends, patterns and typologies
Stay current with rules, laws and regulations
Maintain attention to detail